Real Money Online Baccarat

Quickly Master Baccarat and find The Best Baccarat Online Casinos With This Useful Guide

Our expert casino reviewers have been playing online baccarat for over 10 years. As well as showing you how to improve your chances when playing for real money, our review team will help you find the best online Baccarat casinos for the things that matter most, such as security, customer service, graphics and fast payouts.

Our Top Recommended Baccarat Casinos
 
Top Rated Casino
Planet 7 Casino $4000 Bonus Play Now Play Now

Payout Speed: 1-3 days

Payout: 98.11%

Support: Live Chat and Phone

  • Live Dealer Games
  • Play 150+ Games & Slots
  • 400% Bonus on All Deposits
  • US Players Accepted

Deposit Options

  •  
  •  
  •  
  •  
  •  
  •  
Read Review
 
2
Slots.lv Casino $3000 Bonus Play Now Play Now

Payout Speed: 2-3 days

Payout: 97.98%

Support: Live Chat and Phone

  • Selection of over 130 games
  • Best Choice for US players
  • Amazing first deposit bonus
  • Excellent game selection

Deposit Options

  •  
  •  
  •  
  •  
  •  
  •  
Read Review
 
3
$1000 Bonus Play Now Play Now

Payout Speed: 5 days

Payout: 97.92%

Support: Live Chat and Phone

  • Fast & Secure Payouts
  • 24/7 Customer Support
  • Mobile Compatible Gaming
  • US Players Accepted

Deposit Options

  •  
  •  
  •  
  •  
  •  
  •  
Read Review
1. Playing Baccarat like a Pro

Love table games? Then if you’re like most people, you head directly for the blackjack tables when you want to play a simple card game at a land-based casino. And you probably do the same thing online. But if you’re not like most people—if you’re the type of table games player who craves excitement—you head straight for the baccarat tables. Why? Because you know something most players don’t.

Real money baccarat is one of the most fun table games you’ll find at an online casino. If you haven’t played it yet, keep reading. We’ve got all the inside baccarat information you should know, including a tutorial on how to play the game, tips for maximize your betting opportunities, and more. By the time you finish our real cash baccarat strategy guide, you’ll discover how:

  • You’ll never wait for a table—there’s always an available seat and you’re the only one at the table
  • You can play for free — a great option, especially if you’re new to the game
  • You can bet on the bank or the player — it’s your call
  • Try the popular live dealer version of the game

There’s more to love about Internet baccarat for real money, especially when you choose to play at Internet gambling sites that offer instant access to the baccarat tables. Read on for everything you need to know about playing—and winning.

Quick Baccarat Tips

  • If you’re playing in a land-based casino, look for casinos where the house commission is less than 5% (that’s the standard online)

    You want to know that, while you're honing your gaming skills, you are playing for the most you can get, rather than giving it all back to the casino in fees.

  • Don’t waste your money betting on a tie (it’s a scam)

    The tie wager stings you with an astronomical house edge of 14.44%. Save your money.

  • Try a betting strategy to mitigate some of your losses

    The games will run long, so follow the patterns in the game and let your bets follow where it is headed.

  • Manage your Bankroll Smartly

    Back off if the stakes are high and you are new to the game, and be alert while you are playing. If you're winning a decent amount, take it and enjoy it, rather than pushing your luck too far.

Getting to know the game

Baccarat for real cash is a relatively simple online casino game to play. When you sit down to play for the first time, you might be confused by the number of cards being dealt and exactly how cards are added, but don’t worry. It’s actually easy to grasp then blackjack.

In blackjack, the big number you want to hit is 21. In baccarat, it’s 9. But here’s where it gets interesting. It’s actually impossible to bust in baccarat. In blackjack, one wrong decision means you can bust out of a hand, even if the dealer would have ended up with a worse hand than you. But that’s not the case with baccarat.

To get started, you need to decide whether you want to bet on the Bank or the Player. Basically, you’re deciding which hand you think will win. Both hands will be dealt two cards, both of which are dropped on the felt face up. In real money baccarat, you can receive a total of three cards, but whether the third card drops depends on your hand total.

If you’ve got a 0 through 5, you’ll receive a third card. However, if you’ve got a 6 or 7, you won’t receive a third card. And if you’re holding 8 or 9, you’ve won. It’s that easy.

Wondering how it’s possible to have a zero hand value? Well, tens and face cards are worth nothing. And because you can’t go over 9, any count that takes you above 9 will see you drop down to zero for a quick reset. For example, if you receive a 5 followed by an 8, you’ll have 3, not 13.

2. The Best Online Baccarat Sites

If you want to improve on your game then do what the experts do and look for a Baccarat game on a casino site that meets your own strict criteria. Here are some good features to look out for and how they can help you:

A high payout percentage is a good way to go

This is the amount that a casino will pay out in winnings. A Baccarat game with a 98% payout will give $98 for every $100 wagered. The $2 difference is the casino's.

Remember that the 98% is not what you will get on your own wager, as it is calculated across the casino and over a period of time. However, choosing a casino with a higher rate will translate in better winning odds for you.

PAYOUTS %
CASINOS

Not all casinos pay out the same

Get the Best Bonus Possible

As a welcome, most casinos offer a sign up bonus in some form, and usually offer a percentage of your initial deposit.

Your bonus amount is a great help to your bankroll as you start to play, and increases your chances of winning.

Bonuses tend to be paid out differently, with time limits and certain playthrough requirements to follow, so it's advisable to check these before you sign up.

Tip: Stick to high and low. That's a high bonus amount with low wagering requirements to get the most out of the money you have for play.

Bonus Calculator

Calculate the best bonuses available online.

$
Casino
Bonus Awarded ? As some casinos will give the best bonus right on your first deposit, and others might require several deposits to unlock the offer, the casino with the best offer here will change depending on the amount you enter.
Total Bankroll ? Total bankroll figures depend on the way the casinos award their bonuses. A casino might offer the same bonus as another overall, but will require 1, 3 or several deposits to reach the full reward. This is why the same casino can rank differently for different amounts you enter.

Play at the Best Online Baccarat Casino

Looking for a place to play baccarat online? Start right here. We’re big baccarat fans, so we know exactly what you’re looking for in an online casino. Gameplay. Graphics. Software speed. A realistic experience. These are the things that matter to you, and they matter to us, too.

That’s why we’ve put every Internet casino we’ve ever come across through our online baccarat rating system. In addition to the above categories, we also look at deposit options, withdrawal processing times, quality of customer service, live chat availability, email response time, and so much more.

And because we know you want to pay other games besides just real money baccarat online, we look for properties that offer the best game selection. After rating each site, we’ve put together a list of the best baccarat casinos.

Each one of our picks also offers the best baccarat cash bonuses, so you know you’re getting more bankroll for your buck, right from the start.

3. Online Baccarat Strategy

Follow the shoe

In real money baccarat, you’ve got the option to bet on the Bank or the Player. So how do you know where to put your chips? Just follow the shoe. It’s a simple betting strategy that could help you yield better results.

It’s simple, really. Just take note of who won the last few hands—the Bank or the Player—and look for betting patterns. Then place your bet on whichever fits best with the pattern. The follow the shoe methodology is based on the logical that winning happens in clumps. Of course, we all know that baccarat is pretty random, but if you’re looking for some guidance on where to place your chips, this could be a winning strategy.

Avoid ties like the plague

One of the most common mistakes seasoned real money baccarat players make is betting on a tie. It seems pretty lucrative. You can get paid out 9:1 if the two hands tie. That means if you were to bet $50, you’d win $450 if a tie came up. But the truth of the matter is that ties rarely happen. Yes, you’ve probably seen them. And it usually happens when you didn’t bet on one. But for the most part ties are rare.

The odds of hitting a tie are so stacked against you that it’s pretty much a sucker’s bet, much like insurance in blackjack. So do yourself a favor and stick to bets that make sense.

4. Baccarat Rules

Wondering whether to bet on the Player or Bank? We’ve compiled the rules you need to know to make that decision and understand exactly what’s happening each time the cards hit the felt.

  • A typical real cash baccarat game is played using a 6-deck or 8-deck shoe.
  • Face cards and tens are valued at zero.
  • Aces are worth 1, not 11.
  • Suits are irrelevant.
  • Baccarat is a single-digit game. It’s impossible to go over 9. When that happens, you reset back to 0.
  • The player and banker stand on different hands in the event that a third card is dealt, and depending on what the player was dealt. This chart explains everything:
Bank’s Hand Bank’s Move
2 or less Takes a third card
3 Take a third card, unless the player’s third card dealt was an 8
4 Take a third card, unless the player’s third card dealt was a 0, 1, 8, or 9
5 Take a third card, unless the player’s third card dealt was a 4, 5, 6, or 7
6 Take a third card, unless the player’s third card dealt was a 6 or 8
7 No third card is taken

Online Baccarat Reference Chart - Get Yours!

We know players like to be ahead of the game at, and before they get to, the Baccarat table. That's why we've put together a quick guide to the game to get you started. Hit the 'download now' button and it's yours for free!

Free baccarat reference chart Get Your FREE BACCARAT Reference Chart! DOWNLOAD NOW

To make sure you're up to speed our guide explains the layout of the table and where to place your bets, as well as taking you through the best plays to make and how the betting works. There's a lot to take in as you start out in Baccarat, and you want to be as alert as possible when you sit down for a game, online or at a brick and mortar casino.

5. The Quick History of Baccarat

As one of the oldest casino games, Baccarat has had a very interesting history, even before James Bond came along. Our quick history takes you through it all, right up to the sophisticated online gaming we can enjoy now.

  • Baccarat is said to be one of the world’s oldest casino games.
  • The name baccarat is of Italian origin. Baccarat means zero.
  • It was first played by a gambler named Felix Falguiere in the middle ages.
  • The first version of baccarat used tarot card.
  • Baccarat is allegedly James Bond’s favorite game.
  • The entire plot of the 1953 film Casino Royale centers on a game of baccarat between Bond and SMERSH operative Le Chiffre.
  • The 2006 version of Casino Royale saw baccarat replaced with Texas Hold’em.
6. Common Baccarat Questions

Originating in Italy in the fifteenth century, this game provides a fun and classy gambling experience. There are several variants you can enjoy and the game play is quite unique. Because baccarat is different from many other card games and because so many people are not familiar with it, we have developed a detailed FAQ to help you get in the game painlessly. Don't let it's esoteric reputation scare you away; this is one of the easiest games that casinos offer!

  • What Is Baccarat?
    Contrary to popular belief, this century old game is one of the easiest casino card games for new players to learn. In many ways it is similar to blackjack. Baccarat features a player and a banker, with each being dealt two cards.
  • Can I Only Bet On My Hand?
    No! This is a huge misconception, so let's take a second and set the record straight! Despite their names, you are able to bet on either your hand or the bankers. Regardless, you want to select the set of cards that is nearest to 9. The choice is yours.
  • Is Betting Equal On Both Hands?
    Both hands pay equal money, so if you bet $10 on either the banker or the player, and the hand you choose wins, you will receive $10.00 back. The difference between the two is that if you bet on the banker you will have to pay a commission to the online casino, but if you bet on the player and win you won’t have to pay a commission. It’s a small amount, but it makes up for the inherit advantage that the banker hand comes with.
  • Are Card Values The Same?
    Card values are different in baccarat than other games. 10's are worth absolutely nothing, aces are worth 1 and all other cards are worth face value.
  • What Makes Up A Winning Baccarat Hand?
    The objective in baccarat is to make the hand with the closest value to 9. No hand can be valued at more than 9. If the total of your hand is more than 9 then the value will drop its first digit. Thus 12 becomes a 2, and 18 becomes an 8.
  • How do I Choose the Best Online Baccarat Casino?
    Graphics are a large part of playing enjoyment, and of course the best payouts are important. You’ll also want to look for an online baccarat casino that has a generous sign up bonus so you can play more for the same amount of money. Your best bet, if you want to account for these different factors (as well as others), is to simply choose one of our recommended online baccarat casinos.
    We select casinos to be represented by how good the graphics are, how well the games payout, how easy they are to play, and how safe and secure the online baccarat casino is. We also look for online baccarat casinos that offer the best sign up bonuses in the business.
  • What Do I Need to Play in Online Baccarat Casinos?
    You will have to have a computer (laptops and mobile internet devices count) with an internet connection. When you join an online baccarat casino you will be able to download their free software which gives you access to all of their games. You will also typically have the option to play using any given casino's no-download platform, but this varies from casino to casino.
  • Can I Play Baccarat for Free?
    Yes, many online baccarat casinos offer free game playing options so you can get use to the way the game is played. Free baccarat games are fun and a good way to learn the ropes before laying your hard earned money on the table. They are also a terrific way to decide if you like the online baccarat casino at which you’re playing or if you want to keep on looking for a different casino. However you will not win money when playing the free baccarat games at online baccarat casinos. You will have to officially join the online casino of your choice and bet real money if you want to even have a chance at winning cash.
7. Baccarat Glossary
  • Banco
    Term that stands for Bank or the House. Also refers to a wager made on the Banco hand – the hand that the dealer always bets on. This bet is slightly more likely to win than Punto, but requires a commission be paid. Even in spite of the commission, this is still the smartest bet in the game.
  • Bankroll
    The total sum of money that a player has designated for use in gambling at any point in time. Bankroll management is one of the most important parts of a winning baccarat strategy.
  • Burn
    Refers to discarding the first cards of a shoe – an action used to confound would-be cheats by disrupting the order of the cards. This simple measure is taken in all card games.
  • Callman
    Term used to refer to the dealer – the casino employee that “calls” the baccarat game.
  • Commission
    A sum of money that must be paid to the casino for the privilege of making a Banco bet. Typically worth 5% of the bet (with rounding favoring the house), but can occasionally be only 4%. Make sure that 5% of your Banco bet's value can be paid using casino chip denominations to avoid paying more due to rounding.
  • Down Card
    Short hand term for a card that is facing down.
  • Face Card
    A category of cards that includes Kings, Queens, and Jacks. These cards, along with tens, are totally worthless in baccarat.
  • La Grande
    French term for a natural hand worth nine. In English, it means “The big one,” as opposed to its smaller counterpart, which is worth eight.
  • La Petite
    French term for a natural hand worth eight. In English, it means “The small one,” as opposed to its larger counterpart, which is worth nine.
  • Natural
    Describes a two-card baccarat hand that is worth either eight or nine. If only one of the two hands is a dealt as a natural, then the round comes to a close and that hand is automatically the winner.
  • Punto
    The player. This term also refers to the baccarat hand that sits opposite of the Banco hand. Betting on the Punto hand is not advised, due to its higher house edge.
  • Shoe
    This is the box that is used to hold the decks of playing cards that are used in the baccarat game.
  • Standoff
    This occurs when the two hands are of equal value. It can also refer to the Standoff wager, where a player may bet that the hands will tie. This wager pays either eight to one or nine to one.
  • Up Card
    Term used to describe a card which is facing up.

Back to Top