2019's Top Real Money Online Baccarat Casinos

Within minutes you can join a top-quality baccarat game, play at tournament level or bet with a live dealer. Here you'll find a shortlist of the top online casinos for baccarat online. All of the recommended sites offer lucrative online casino bonuses for the game, as well as a good variety of real money baccarat tables to join. Discover how these casinos rate for security, customer service, graphics and fast payouts, and also get some strategy tips for your game. If you'd like to start playing right away, head to one of our shortlisted sites.

Our Top Rated Baccarat Casinos

Number one rated Casino
Top Rated US Casino

$5000 Bonus

  • Payout Speed: 1-2 days
  • Win Rate: 98.32%
  • Support:

  • Choice of 2 baccarat titles
  • Instant play games
  • Play live dealer baccarat
  • Try for free or real money

Banking options include

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2

$5000 Bonus

  • Payout Speed: 1-2 days
  • Win Rate: 98.45%
  • Support:

  • Play free or real money
  • 2 instant play baccarat games
  • Claim $5000 welcome bonus
  • Learn with the strategy guide

Banking options include

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$5000 Bonus

  • Payout Speed: 8 days
  • Win Rate: 97.87%
  • Support:

  • Play games with no download
  • Earn comp points on wagers
  • Up to $5000 welcome bonus
  • Tournaments added regularly

Banking options include

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4
  • $1000 Bonus
  • 97.82% Win Rate
  • 1-2 days Average Payout Time
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5
  • $7777 Bonus
  • 97.64% Win Rate
  • 8 days Average Payout Time
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  • $4500 Bonus
  • 97.81% Win Rate
  • 1-3 days Average Payout Time
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  • $3000 Bonus
  • 97.31% Win Rate
  • 1-3 days Average Payout Time
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  • $6000 Bonus
  • 97.24% Win Rate
  • 5 days Average Payout Time
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9
  • $5000 Bonus
  • 97.18% Win Rate
  • 1-3 days Average Payout Time
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Getting to know the game

Playing baccarat for real money is very popular, and it's a relatively simple online casino game to enjoy. When you sit down to play for the first time, you might be confused by the number of cards being dealt and exactly how cards are added. But don’t worry, it’s actually very easy to grasp. With an average payout of 98% as well, this is definitely a game worth playing.

In baccarat, you'll place a bet on either the player or the dealer to win. The big number you'll want them to hit is 9. But here’s where it gets interesting – unlike blackjack, it’s actually impossible to bust in baccarat. Play continues until one player gets close enough to the winning total.

The Quick History of Baccarat

As one of the oldest casino games, baccarat has had a very interesting history. Our quick history overview takes you through it all, right up to the sophisticated online gaming we enjoy now.

Baccarat is said to be one of the world’s oldest casino games and was allegedly created by an Italian gambler named Felix Falguiere in the middle ages.

Although its exact origins are unclear, the first written records of the game are from the 19th century, when it was especially popular with the French nobility.

By the end of the 19th century, the game had found its way to the USA, as Europeans made their way across the Atlantic. But it wasn't until the 1950s that it gained popularity in casinos, with the variants punto banco, baccarat banque and chemin de fer becoming widely offered.

Nowadays, you'll find many different variants available both in land casinos and of course online as well. Most internet casinos will offer a selection of baccarat games, with live dealer baccarat often a popular choice for players.

How To Play Baccarat Step-by-Step

Baccarat is a fairly easy game to get to grips with, and despite having a number of variants, including mini baccarat, punto banco, speed baccarat and baccarat squeeze you'll be able to get started in no time. Below we'll take you through the steps for playing a standard game of baccarat, which can also be applied to live dealer games offered online, which offer a truly authentic casino experience.

  • Select a baccarat game at your preferred online casino. If you're unsure where to play, take a look at our shortlisted baccarat casinos above.
  • To get started, you need to decide whether you want to bet on the Bank or the Player. Basically, you’re deciding which hand you think will win.
  • Both the player and the banker will be dealt two cards, both of which are dropped on the felt face up. In real money baccarat, you can receive a total of three cards, but whether the third card drops depends on your hand total.
  • If you’ve got a 0 through 5, you’ll receive a third card.
  • However, if you’ve got a 6 or 7, you won’t receive a third card. And if you’re holding 8 or 9, you’ve won. It’s that easy.

Wondering how it’s possible to have a zero hand value? Well, tens and face cards are worth nothing. And because you can’t go over 9, any count that takes you above 9 will see you drop down to zero for a quick reset. For example, if you receive a 5 followed by an 8, you’ll have 3, not 13.

Looking to Practice for Free?

With our free baccarat game, you can get used to the rules before risking any real money at an online casino. Free play is also a great opportunity to try out any strategies you've been keen to use, or to simply play for fun!

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How We Determine the Best Online Baccarat Casinos

Our team of casino reviewers at Casino.org use their industry knowledge and experience as players themselves to carefully review online casinos. We consider several important factors when deciding whether to recommend a casino to you including, of course, the offering of baccarat games.

1

Security & Fairness

Your money and data should be in safe hand when gambling online. We check that casinos use measures such as SSL encryption to keep your information safe, and also look out for valid licenses and evidence of third-party auditing, to ensure games are fair.

2

Bonuses

A bonus is a great way to increase your bankroll and hopefully your winnings and should be available at all good casinos. Many will also offer regular promotions and even a VIP club with special rewards for returning players.

3

Quality Games & Software

At any good online baccarat casino, we expect to see a good variety of variants and live dealer games. A varied selection of other table games, slots and live dealer options from top software developers is also crucial for a top rating.

4

Mobile Options

Playing on the go should be easy and with the huge popularity of mobile gaming, it's important that casinos are optimized for smaller screens. Websites should run smoothly on all devices, and in addition to this, an app that players can download to their preferred device is a great bonus.

5

Customer Care

Addressing players' needs should be a top priority at any high-quality casino, and we expect to see top-notch customer service available to players around the world, via a range of means.

Banking & Payouts

Being able to manage your funds using your preferred banking method is a huge factor when choosing an online casino, so we like to see a good range of options available. It's also important that deposits and withdrawals are made quickly, without excessive processing times.

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Get the Best Bonus Possible

As a welcome, most casinos offer a sign-up bonus in some form, usually a percentage of your initial deposit.

Your bonus amount is a great help to your bankroll as you start to play, allowing you to place more bets and giving you more chances to win.

Bonuses tend to be paid out differently, with time limits and certain playthrough requirements to follow, so it's advisable to check these before you sign up.

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Tip: Stick to high and low. That's a high bonus amount with low wagering requirements to get the most out of the money you have for play.

Baccarat Rules

Baccarat is essentially a game of luck. You just need to place your bet and wait for the cards to be drawn and see if you've won. Despite this, it's still always advisable to have a good understanding of the rules to be able to follow the game.

  • A typical real money baccarat game is played using a 6-deck or 8-deck shoe.
  • Face cards and tens are valued at zero.
  • Aces are worth 1, not 11.
  • Suits are irrelevant.
  • Baccarat is a single-digit game. It’s impossible to go over 9. When that happens, you reset back to 0.
  • The player and banker stand on different hands in the event that a third card is dealt, and depending on what the player was dealt. This chart explains everything:
Bank's Hand Bank's Move
Bank's Hand
2 or less Bank's Move Takes a third card
3 Bank's Move Take a third card, unless the player's third card dealt was an 8
4 Bank's Move Take a third card, unless the player's third card dealt was a 0, 1, 8, or 9
5 Bank's Move Take a third card, unless the player's third card dealt was a 4, 5, 6, or 7
6 Bank's Move Take a third card, unless the player's third card dealt was a 6 or 8
7 Bank's Move No third card is taken

Online Baccarat Reference Chart - Get Yours!

We know players like to be ahead of the game, so we've put together a quick chart to get you started. Hit the 'download now' button and it's yours for free!

To make sure you're up to speed, our chart explains the layout of the table, showing you where to place your bets. There's a lot to take in as you start out in baccarat, and you want to be as alert as possible when you sit down for a game, online or at a brick and mortar casino.

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What Are the Best Online Baccarat Strategies?

As with many other table games at casinos, betting systems can be applied to reduce the losses you'll make from a game, and hopefully also increase your winnings. We've included a few examples below for you to try out in your next online baccarat game.

1-3-2-4

The 1-3-2-4 strategy is all about how you increase your wager. The idea behind this system is that by adjusting the amount you bet in this way, you should be covering yourself for any losses you make. Of course, no strategy is completely foolproof, and the further you can make your budget stretch, the more likely you are to see a profit.

One sided

This strategy is very simple, and basically involves choosing to consistently bet on either the player or banker. You should continue to do this until you've lost three times. At this point, you should stop and wait until your choice starts to win again, before resuming betting. When using this strategy, it's good to have a target for how much you'd like to win, so you know when to end your game.

Paroli

The Paroli strategy is one of the few positive betting systems, where you increase your bet each time you win. The sequence of bets is 1-2-4, and after the third win you'll go back to 1 and restart. There really isn't much more to it.

Quick Baccarat Tips

To help you get the most out of your baccarat game, our experts have listed a few quick tips to keep in mind.

If you’re playing in a land-based casino, look for casinos where the house commission is less than 5% (that’s the standard online).

You want to know that, while you're honing your gaming skills, you are playing for the most you can get, rather than giving it all back to the casino in fees.

Don’t waste your money betting on a tie (it’s a scam)

Despite the high payout should you win, the tie wager stings you with an astronomical house edge of 14.44%. As it's so unlikely to actually happen, you're better off saving your money and betting on the player or the banker instead.

Try a betting strategy to mitigate some of your losses

The games will run long, so follow the patterns in the game and let your bets follow where it is headed.

Bet on the banker

With slightly higher odds of winning at 45.8% as opposed to a bet on the player of 44.6%, betting on the banker can pay off the most in the long run. If they go on a winning streak, keep betting on the banker until they lose.

Baccarat FAQs

What is baccarat?

Contrary to popular belief, this century old game is one of the easiest casino card games for new players to learn. In many ways it's similar to blackjack. Baccarat features a player and a banker, with each being dealt two cards.

What variations are available?

There are a lot of different baccarat variants out there, many of which can also be played online with a live dealer. The objective of most variants remains the same, with just some slight changes to the rules of play. Some online casino favorites include punto banco, chemin de fer, baccarat banque and mini baccarat.

What are the odds in baccarat?

The average payout percentage for baccarat is around 98%, giving the player fairly decent odds against the house. The bets with the highest odds of success are on the banker or the player. Bets on a tie are much less likely to win, although the payout is much greater.

Is baccarat a game of skill?

No, baccarat is all based on luck and the only choice you make is what you bet on when playing. As long as you place a bet on the player or dealer hand, you have a decent chance of winning with each round.

How do you win at baccarat?

You place a bet on the hand of cards that wins in the game. In some instances, the banker's hand will be more valuable and win, in others the player's hand will be more valuable and in rare instances a tie bet will win.

What makes up a winning baccarat hand?

The objective in baccarat is to make the hand with the closest value to 9. No hand can be valued at more than 9. If the total of your hand is more than 9 then the value will drop its first digit. Thus 12 becomes a 2, and 18 becomes an 8.

What is the best bet?

A bet on either the player or the bank is most likely to win, with the bank having a slight edge. It's also worth bearing in mind that while a bet on the bank does have this slight advantage over bets on the player, there is a commission that must be paid on winnings made from a bet on the bank.

Is it possible to count cards in baccarat?

Yes, it is possible to count cards in baccarat. However, it's very difficult to get an edge over the house and you might only gain a small advantage toward the very end of the shoe, meaning it's not really worth your while. When playing online, casinos will use an RNG that generates random cards each time a hand is dealt, making card counting impossible.

Are online baccarat games rigged?

No. At all good casinos, such as those recommended on our site, a random number generator will be used to draw cards. If you're unsure whether a casino is operating fairly, look out for a seal from an independent auditing body such as eCOGRA. If you're wondering about house edge, you should be able to check this on the casino's site before you start playing.

Can I play online baccarat for free?

Yes, many online casinos will give you the chance to play a free version of their baccarat games before you play for real money. You'll also find a selection of free baccarat games available on our site. Just head to our free games page and choose the filter 'table games' to discover some great free titles.

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