2024 's top 10 US online casinos for PayNearMe

Our top recommended US PayNearMe casinos

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The latest PayNearMe casinos to avoid

If you see a site on our list of sites to avoid it means you should give it a miss. Every site on the list has failed our strict 25-step review process, which looks at things like a site’s security and customer service, as well as banking options, bonuses and promotions, mobile gaming capabilities and more.

Intro to PayNearMe

Currently focusing primarily on the US market, PayNearMe is a very interesting service because it combines the benefits of playing in cash with the advantages of e-transfers. When making a PayNearMe transfer, casino sites provide players with a barcode. This is then used to make a payment at a local store such as CVS, Family Dollar or 7-Eleven.

Although the system also offers compatibility with credit cards, debit cards, Apple Pay and bank accounts, cash continues to be the preferred method of choice for online gamblers using PayNearMe casinos. Launched over a decade ago, the company now processes billions of dollars worth of transactions annually.

How to make a deposit using PayNearMe

Making a deposit using PayNearMe is very simple. Here’s a blueprint for what the process of depositing dollars looks like at the best PayNearMe casinos:


1. Visit the Cashier area and select that you want to deposit using PayNearMe

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2. Enter the amount of cash you want to pay in and retrieve your barcode


3. Find a local store that supports PayNearMe

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4. Complete the transaction by scanning the barcode and paying at the counter, as you would for a physical product


5. Your funds are deposited to your online casino account and you can use them to play!

How to withdraw from a US casino using PayNearMe

Unfortunately, you cannot withdraw your winnings using PayNearMe. If you’ve deposited using this method you can easily withdraw using a bank transfer or withdraw to your credit card instead.


  • Offers greater control over your bankroll, as you can only play with what you’ve deposited
  • Offers great security, as your payment details are never exposed to PayNearMe casinos
  • No need to sign up for, or maintain, additional accounts


  • Fees apply for using some PayNearMe services
  • Can’t withdraw any winnings with PayNearMe

Safety and security

As a payment method, PayNearMe is fantastic for anyone who’s cautious about spending money online or sharing their payment details with companies. It offers the ability to pay an online casino by taking cash to a local store, which is something potential users have probably done a thousand times before.

The company behind PayNearMe is certified as PCI DSS compliant, has multiple third-party certifications and uses bank-grade technology for their services. Because they also deal with financial data like bank account information and credit card details, they have no choice but to stay at the top of their game or risk losing their accreditation.

PayNearMe also implements a range of fraud prevention measures, including real-time account validations and risk analysis. In other words, using PayNearMe online casinos is about as safe as gambling gets.


And because every payment matters, we enable consumers to pay electronically via card or ACH in addition to cash when their preferences or needs change.

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How we rate banking methods

Safety and security

We won’t proceed with a review of a payment option until we’ve established that it takes the proper steps to protects users and their banking/credit card information. If we can’t do that then it’s not a banking method we could recommend in good conscience.

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Deposit and withdraw

Speedy deposits and easy withdrawals are a priority when we review payment methods, as long as they don’t come at the expense of security. We use our own cash to test various PayNearMe casinos, looking out for unexpected roadblocks or delays along the way.

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Customer service

No matter how reliable and intuitive a payment method is, you’re bound to need help with something eventually. We examine their FAQ and send a range of enquiries to the customer support team in order to see how quickly and efficiently issues can be resolved.

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Along with our full 25-step review process, including everything from a service’s mobile offering(s) to how widely available it is for online gambling, we use the above to determine how reliable a payment option is and how comfortable we feel actively recommending its use to our readers.

4.1 /5

Why use PayNearMe at online casinos in the US?

The number one reason is that it really is incredibly easy to process a PayNearMe transfer and it’ll only take you a few seconds. Using PayNearMe offers all the advantages of an e-wallet, i.e. instantaneous transfer, but provides benefits more in line with using cash (like security and anonymity) too. It can’t be used for cashing out but, if you’re claiming a big win, we’re sure you won’t mind finding an alternative withdrawal method. Check out our curated list for all the best PayNearMe casinos!

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How does PayNearMe work?

PayNearMe allows you to deposit cash directly into your casino account via your nearest participating store (including 7-Eleven, Family Dollar and ACE Cash Express). Once you’ve received a barcode, you can print it or show it on your mobile to pay the cashier and complete the transaction. You can also choose to pay online using your debit or credit card.

Does PayNearMe allow online casino payments?

Yes! Online gaming is a key market for PayNearMe. The company has a proven track record of dealing with top regulated iGaming operators in both New Jersey and Nevada, and it’s clear that they’re hoping to expand on that success as online gambling is legalized in more states in the US.

Why should I use PayNearMe?

Because it’s safe. You are never requested to share your banking or card details with either the casino or the store. For that reason, PayNearMe offers serious peace of mind from privacy and fraud risks. It also helps you play responsibly, as you are not gambling on credit.

Is PayNearMe safe to use?

Absolutely! Not only are you protected from having to reveal your banking details, there are various limits and security measures to keep you safe. PayNearMe account holders also receive a notification every time their account is funded, so you’ll always know what’s going on with yours.

How quick are PayNearMe payments?

Payments are instantly credited to your casino account, so you will be able to play as soon as you log in. You’ll also get a notification when the payment has been processed, so you’ll know whether or not there have been any unforeseen issues before you even leave the store.

Are there fees involved with PayNearMe?

PayNearMe does charge a “per transaction” service fee, the details of which should be outlined by the casino you’re using when you try to make a deposit at a real money casino. To reduce fees and travel time to stores, some players will opt to pay in a larger sum of cash then impose limits on themselves.

How are my winnings paid with PayNearMe?

PayNearMe cannot currently be used for cashing out Online casinos allow you to withdraw your funds via wire transfers or using payment by check. You might also, where available, choose to opt for an e-wallet like Neteller or PayPal to claim your winnings.