Top 10 eCheck casinos in the US 🥇 2024


Our recommended casinos that accept eCheck for June

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Rank Casino Bonus Offer Main points Play Online
#1 Top Rated Casino
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The latest eCheck casinos to avoid

There's plenty of eCheck casinos for US players, but they're not all equal. With our 25-step review process we sort the good from the bad so you don't have to. Stick with the casinos mentioned above to stay safe and avoid the casinos below - it's that simple.

Echeck

What are eCheck casinos?

eCheck casinos are online gambling sites that accept payments via electronic check. Although electronic checks or eChecks have been around for over 20 years, new security mean they remain a popular payment option online at online casinos.

Using eChecks at online casinos allows players to make casino deposits and withdrawals that protect their bank details while playing at sweepstake or real money casinos. Your bank’s check verification network will also offer strong safeguards on your funds should any issues arise. Casinos process these payments as simply and swiftly as possible at the cashier and they usually come with lower fees too.

eCheck at a glance

📍 First eCheck sent
1998
👥 Popularity
Over 29.1 billion payments per year
💵 Average minimum deposit
$20
💲Average withdrawal fees
Free

What is the difference between eCheck, ACH, and VIP Preferred?

When you select an eCheck casino, you might find the lingo slightly confusing. All three of these terms (eCheck, ACH, and VIP Preffered) have slightly different meanings, but casinos sometimes use them interchangably.

To break it down for you, here's the definition of each:

  • eChecks - An eCheck, or electronic check, is a payment that is electronically withdrawn from the your checking account and transferred over to the payee’s account. In short, an eCheck is just a digital version of a paper check.
  • ACH - The ACH (Automated Clearing House) is the network that allows for eChecks and other electronic payments. So, an eCheck is a specific type of ACH payment.
  • VIP Preferred - VIP Preferred is an e-check provider in the US. The payment brand focusses on casino payments specifically, and is the main brand you'll find at eCheck casinos.

The best eCheck casinos by category

Category eCheck casino
🥇 Best eCheck casino overall
McLuck
💸 Fastest casino for eCheck payments
LuckyBird.io
🎁 Best casino for eCheck bonuses
💰 Best paying eCheck casino
Hello Millions

Last reviewed: June 10th 2024

Compare the best eCheck casinos for real money

Use the table below to easily compare all of our recommended real money casinos with eCheck deposits.

Rank eCheck casino Casino.org rating eCheck deposit speed eCheck payout speed
#1
Caesars Palace Online Casino
4.5/5
Instant
1 day
#2
BetRivers
4.8/5
Instant
1-5 days
#3
PlayStar
4.5/5
Instant
1-3 days

Best social and sweepstake eCheck casinos

If you're searching for social and sweepstake casinos that accept eCheck, look no further.

Rank eCheck social casino Casino.org rating eCheck deposit speed
#1
McLuck
4.5/5
Instant
#2
WOW Vegas
4.5/5
Instant
#3
Pulsz
4.8/5
Instant

How we rate casinos that accept eCheck

Background and safety check

The initial checks in our 25-step review process look at the casino’s licence and the gambling authority overseeing it. This ensures players’ winnings and funds are protected by relevant compliance laws, and that games are fair and safe to play.

Norton
TRUSTe
Secure SSL
eCogra
Secure badge

Deposit funds and contact customer support

The reviews team then rate the cashier section by making deposits with eCheck, looking to see how quickly the casino makes the process. An online casino cannot be rated as top eCheck casino unless it features state-of-the-art data encryption and security features to ensure players’ data and money are safe. It should also offer a highly responsive support team in case of any issues.

Visa
Mastercard
Amex
Discover
JCB
Diners Club

Play games and cash out winnings

When our reviewers have clocked up some game time they request to withdraw funds and test the cashier section’s speed and simplicity. Alongside releasing funds quickly, a casino is expected to get winnings into your bank account via eCheck in as few steps as possible.

Play games and cash out winnings

Final casino rating

When a casino has been checked on all the above it’s ranked amongst our shortlisted sites. This ensures the overall player experience, including the range and quality of the games, is equally as good as the banking features. Casinos are regularly rechecked to ensure the reviews are up to date and reflect the banking and gaming features on offer.

4.1 /5

Other types of eCheck casinos

As eCheck is one of the most popular casino payment methods in the US, it should be no surprise that eCheck casinos come in all shapes and sizes. Learn more about some of the most popular eCheck casino categories below.

  • Mobile eCheck casinos: Along with the best gambling sites in the US, the best eCheck casinos are completely mobile optimised. They may offer native apps or just perfect mobile browser experiences, as well as mobile promotions and HTML5 games. As the name suggests, at all eCheck mobile casinos, you should be able to pay via electrionic check with ease too.
  • New eCheck casinos: As more US states legalize online casinos, it's only natural that there's more eCheck casinos coming to market too. New eCheck casinos will typically offer big enticing welcome bonuses, the latest games libraries, and modern user interfaces.
  • No deposit eCheck casinos: Slightly rarer are no deposit eCheck casinos. These offer you no deposit bonuses so that you can try them out for free. A word of warning, however. No deposit casinos often come with high wagering requirements and questionable terms and conditions. So, if you do sign up at a no deposit eCheck casino, remember to read the small print.

How to make a deposit using eChecks

Using eChecks is a straightforward method of online payment which requires you to have a bank account. Payments are private, communicated directly between the casino and the bank. You can also make eCheck payments via a mobile app while you’re on the go. Either way it’s a simple process which is described below:

Mobile

1. Go to the cashier at your casino of choice and select eCheck as the deposit method.

No deposit bonus

2. On the next page, input your bank name, bank account number and bank routing number. Enter the amount you want to deposit, making sure it meets any minimum deposit set by the specific casino.

Message

3. Once the casino contacts your bank you will have to confirm the issuing of funds from your bank account.

Bowl of Diamonds

4. The bank will then issue an eCheck to the casino.

Casino

5. The funds will appear in your casino account balance within 1-3 working days.

How to withdraw from a casino using eChecks

Casinos ensure withdrawing funds with eChecks is just as simple, if not simpler, than making deposits. Follow the steps below when you’re ready to cash out any winnings:

1. Head to the cashier

When you’re ready to cash out your winnings, go to the cashier section at the online casino and select Withdrawals.

    Head to the cashier

    2. Select eCheck

    Choose eCheck as the payment method and enter the amount you’re looking to transfer. You will need to add a few bank details the first time.

      Select eCheck

      3. Verify your details

      Make sure your information is correct and the withdrawal request meets any conditions the casino has on withdrawal amounts.

        Verify your details

        4. Withdraw your funds

        You will receive the funds directly into your bank account. The time period depends on how long the casino and the bank take to process your request, but usually the total is around 3 days.

          Withdraw your funds
          eCheck casino fees, transaction times and limits

          Deposits at the best eCheck online casinos are instant and you shouldn't be charged any transaction fees. Even if the eCheck itself takes longer to process, the casino will fund your account in the meantime. Usually the minimum deposit is higher than other methods, at $20 compared to $10, but the maximum deposit limit is also higher. eCheck withdrawals are also typically free but can take up to several business days.

          Instant eCheck casinos in the US

          As mentioned above, the best eCheck casinos process deposits instantly. One of our favorite instant eCheck casinos is Caesar's. Consider the following from their payment policy:

          'Once you have enrolled on the Caesars app, you can deposit from your bank account up to your established limit. Transactions are credited to your Caesars account immediately but may take up to two business days to post to your bank account.'

          As you can see, top eCheck casinos fund your account before the eCheck payment actually settles. This is because the eCheck cannot be cancelled once it has cleared. This makes instant eCheck casinos some of the fastest and safest around.

          Background and Safety Check

          Are eCheck casinos safe?

          Yes, our recommended eCheck casinos are completely safe. Our testing process considers licences and reputation, so you can rest assured you're in safe hands. What's more, eCheck is one of the safest payment methods around.

          As eCheck is a service connected to your bank, it means that they are completely secure and legit. All casinos that offer this deposit option must also meet the high standards of banks and financial institutions.

          eCheck processing includes more safety protocols than a paper check. What's more, even though funds are taken directly from your bank account, your bank details are not shared with the online casino.

          Overall, electronic checks are far safer than paper checks, and even safer than similar options, such as wire transfers and debit card payments.

          Pros & cons of using eChecks at US online casinos

          Like everything in life, eCheck payments have their upsides and their downsides. So you can decide whether they're right for you, we've rounded up the pros and cons of making eChecks casino transactions below.

          Pros

          • Highly secure payment option
          • Easy to use on desktop or mobile
          • Doesn’t require extra cards or tools
          • Either no or very low transaction fees
          • Only play with cash you already have

          Cons

          • Not all online casinos accept eChecks
          • You need to know your bank’s routing number
          • Transactions could take up to 3 working days to complete
          • Often have higher minimum deposit and withdrawal limits than other methods

          Best alternatives to eCheck

          If you're still not sure you should opt for eChecks over other popular payment methods, don't worry. Use the table below to compare eCheck casinos with other alternatives.

          Type of casino Minimum deposit Deposit time Withdrawal time Fees Availability
          eCheck casinos
          From $20
          Instant
          Up to 7 days
          Free
          Widespread
          From $10
          Instant
          1 hour
          Free
          Limited
          From $10
          Instant
          Up to 7 days
          Free
          Limited
          From $10
          Instant
          1 hour
          Up to 3.5%
          Widespread

          Should you use eCheck at online casinos?

          Yes, we think it's well worth considering using eChecks at online casinos. The payment method offers the key benefits players look for in terms of safety and speed.

          Players’ funds are protected by their banks’ security and policies, and transfers are a direct communication between the casino and your bank account. There’s no middleman other than electronic check verification. This also means eCheck payments should process within a day. eChecks are also a widely accepted payment option to anyone with a bank account.

          If eChecks sound like a great choice for you, check out our recommended eCheck deposit casinos now.

          FAQs

          Why use eCheck at online casinos?

          Using eChecks at online casinos is quick, convenient and safe. Payments pass swiftly between bank accounts via an electronic verifier, and they are accepted at several top US casinos. In addition, eChecks never give out your personal information and make sure your payments are always on time.

          Are eChecks accepted at all online casinos?

          Not all casinos accept eCheck, though the number is growing. We've shortlisted the best online casinos where you can pay by eCheck on this page. Check out our list now.

          How fast are eCheck casino deposits and withdrawals?

          At the best eCheck casinos, deposits should be instant. Withdrawals can take longer and this completely depends on the casino's policy. Some are made within the hour, whilst others can take up to several business days.

          What casinos accept eChecks?

          Many licensed and secure US casinos accept eCheck payments. Depending on the site, you may find these deposits described as echecks, ACH payments, or VIP Preferred payments.

          Can I deposit a check in to an online casino?

          Some casinos do allow check deposits via courier. You may also be able to visit the bricks and mortar counterpart to deposit a check. However, we recommend using eChecks instead. These electronic checks are safer, faster, and widely accepted.

          Adam Ryan

          Written by Adam Ryan

          Badge verified
          Senior Content Editor

          A writer and editor with a penchant for games and strategy, Adam Ryan has been with the Casino.org team for eight years now. Having written for and edited numerous iGaming brands in his career, he’s something of a content sage when it comes to our iGaming copy in the US and Canada.