2022's Top 10 Online US Casinos for eCheck


You can join a game at 2022's top eCheck casinos with any of the recommendations below. All of these online casinos process eChecks with fast, simple transactions that require few bank details and enjoy some of the lowest transaction fees. Security benefits include digital fingerprints, tracking, and secure, direct payment between your bank and the casino. Read on to learn more about how eChecks work, how to make casino deposits and withdrawals, and more player tips.

Our Top Recommended eCheck Casinos

Disclaimer: We have noticed you are visiting this page from outside of the relevant state, you may not be able to access the partners on display.

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The latest eCheck casinos to avoid

Every now and again we encounter some rogue sites that should be avoided. When we do, we add them to our list. All the casinos on this list have failed some or all of our 25-step review process, which looks at the games menu, software, welcome bonuses, withdrawals times, customer care and more.


Our Top Recommended Casinos

Intro to eChecks


Electronic checks or eChecks have been around for over 20 years, and their heavier security measures have helped them to remain a popular payment option online. Payments made by eCheck also generally have lower processing fees than credit card payments, making them a desirable banking method when it comes to paying large bills, such as rent or gym memberships, among others.

Using eChecks at online casinos allows players to make casino deposits and withdrawals that protect their bank details while playing for real money. Your bank’s check verification network will also offer strong safeguards on your funds should any issues arise. Lastly, casinos process these payments as simply and swiftly as possible at the cashier.

How to make a deposit using eChecks

Using eChecks is a straightforward method of online payment which requires you to have a bank account. Payments are private, communicated directly between the casino and the bank. You can also make eCheck payments via a mobile app while you’re on the go. Either way it’s a simple process which is described below:


Mobile

1. Go to the cashier at your casino of choice and select eCheck as the deposit method.

Payment

2. On the next page, input your bank name, bank account number and bank routing number. Enter the amount you want to deposit, making sure it meets any minimum deposit set by the specific casino.

Message

3. Once the casino contacts your bank you will have to confirm the issuing of funds from your bank account.

Money

4. The bank will then issue an eCheck to the casino.

Casino

5. The funds will appear in your casino account balance within 1-3 working days.

How to withdraw from a casino using eChecks

Casinos ensure withdrawing funds with eChecks is just as simple, if not simpler, than making deposits. Follow the steps below when you’re ready to cash out any winnings:


1. Head to the cashier

When you’re ready to cash out your winnings, go to the cashier section at the online casino and select Withdrawals.

    Head to the cashier

    2. Select eCheck

    Choose eCheck as the payment method and enter the amount you’re looking to transfer. You will need to add a few bank details the first time.

      Select eCheck

      3. Verify your details

      Make sure your information is correct and the withdrawal request meets any conditions the casino has on withdrawal amounts.

        Verify your details

        4. Withdraw your funds

        You will receive the funds directly into your bank account. The time period depends on how long the casino and the bank take to process your request, but usually the total is around 3 days.

          Withdraw your funds

          Pros

          • Highly secure payment option
          • Easy to use on desktop or mobile
          • Doesn’t require extra cards or tools
          • Either no or very low transaction fees
          • Only play with cash you already have

          Cons

          • Not all online casinos accept eChecks
          • You need to know your bank’s routing number
          • Transactions could take up to 3 working days to complete
          • You’ll need to share your bank account number

          Safety and security


          In order to use online payments, websites have many security features in place. Every payment method uses a different protective system to ensure your data is always kept safe. To see how eChecks are secure we need to look at how they work.

          First of all, when making an eCheck payment you give your bank data to the online casino, which has multiple security features and encryptions in place. As the casino requests the funds electronically, it makes contact with your bank via the ACH or Automated Clearing House. The ACH is a payment processor with strong encryptions which allows or stops the transaction according to the data it has been provided with: is the bank data correct, are there enough funds in your account, has the payment been verified.

          After the payment goes through, eChecks allow the user to reverse the transaction if there’s any mishap. This makes eChecks safer and more convenient than standard, non-reversible wire transfers.

          Quote

          Deluxe eChecks are continuing to push the boundaries and make our clients’ and customers’ lives easier by digitizing processes that were once dominated by paper.

          Chris Thomas
          Chief Revenue Officer of Deluxe Corporation

          How we rate casinos for eCheck


          Background and safety check

          The initial checks in our 25-step review process look at the casino’s licence and the gambling authority overseeing it. This ensures players’ winnings and funds are protected by relevant compliance laws, and that games are fair and safe to play.

          Norton
          TRUSTe
          Secure SSL
          eCogra
          Secure badge

          Deposit funds and contact customer support

          The reviews team then rate the cashier section by making deposits with several payment options, looking to see how quickly the casino makes the process. An online casino cannot be rated as top unless it features state-of-the-art data encryption and security features to ensure players’ data and money are safe. It should also offer a highly responsive support team in case of any issues.

          Visa
          Mastercard
          Amex
          Discover
          JCB
          Diners Club

          Play games and cash out winnings

          When our reviewers have clocked up some game time they request to withdraw funds and test the cashier section’s speed and simplicity. Alongside releasing funds quickly, a casino is expected to get winnings into your bank account via eCheck in as few steps as possible.

          Play games and cash out winnings

          Final casino rating

          When a casino has been checked on all the above it’s ranked amongst our shortlisted sites. This ensures the overall player experience, including the range and quality of the games, is equally as good as the banking features. Casinos are regularly rechecked to ensure the reviews are up to date and reflect the banking and gaming features on offer.

          4.1 /5

          Why use eChecks at online casinos?


          eChecks offer the key benefits players look for in terms of safety and speed. Players’ funds are protected by their banks’ security and policies, and transfers are a direct communication between the casino and your bank account. There’s no middleman other than electronic check verification. This also means eCheck payments should process within a day. Where eChecks offer a more distinct benefit is for players who can’t use credit cards online. They are a widely accepted payment option to anyone with a bank account. In terms of fees, these are kept to a minimum and come from your bank rather than the casino, and should only be a small percentage. All of our top casinos accept eCheck payments, so you can choose any of them and start playing today.

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          FAQ


          Why use eCheck?

          It's quick, convenient and safe. eCheck is the modern, secure answer to the traditional check. Payments pass swiftly between bank accounts via an electronic verifier, rather than via several departments and pairs of hands. eChecks never give out your personal information, and make sure your payments are always on time.

          Can anyone use it?

          Yes, as long as you have a valid checking account to use eCheck. Some other restrictions may also apply, so ensure that you read their terms and conditions of use.

          Are eChecks accepted at all online casinos?

          Not all casinos accept eCheck, though the number is growing. We've shortlisted the best online casinos where you can pay by eCheck on this page.

          How does it compare to the other similar options?

          Much faster, more direct, and safer. The most similar option to compare eCheck to is paper checks. With eChecks there are no long processing or check clearing times, and no possibility to lose the document in the mail.

          Are my details safe?

          Very. Your details are protected and encrypted by your bank, and an industry regulated check verification system ensures the transfer between the casino and your bank account goes smoothly.

          Are there fees involved?

          Apart from the minimal fee your bank may charge to use eChecks, there are no additional fees for use.

          How are my winnings paid?

          As long as the casino allows eCheck withdrawals, you can request your winnings to be paid out via this method. Generally you’ll need to have made deposits via eCheck, so your bank details will be set up ready for the casino to make the eCheck out to you.