Best New Zealand casino payment methods for 2024
This expert guide explains all you need to know in simple terms, revealing which online casino payment options offer the fastest payouts, the highest max limits and even which pokies you can play with minimum deposits of NZ$1.
Let’s kick off with a list of the best online casino payment methods in New Zealand.
New Zealand’s best online casino payment methods
Ready to discover the best casino payment methods for NZ players? Below you’ll find our experts’ top recommendations explained.
Kiwi players love Visa casinos, even though traditional banking is losing popularity. Visa’s reputation is enough to keep it going and it’s difficult for other online casino payment options to match it. The credit card version offers flexibility for your bankroll, while those who need tighter control can opt for the debit card version. Deposits are instant, but withdrawals take up to three days.
As traditional online casino payment options go, this is another trustworthy and efficient option. Mastercard casinos also offer both debit and credit cards to suit different styles of playing. Applying for a card can be a lengthy process, but whichever site you’re playing on is likely to offer it as casino payment option. On the other hand, if you’re after fast cashouts this may not be the best choice.
Credit & debit card casinos
Most New Zealand online casinos accept the biggest credit and debit cards like American Express, Union Pay and Discover. You may even find a few that take the Kiwibank dedicated cards. These online casino payment options offer the peace of mind of being backed up by very high-level banking security systems. Just be sure to check whether your chosen bank card charges processing fees for withdrawals.
Considered royalty as far as online casino deposit methods are concerned, pretty much every single NZ online gambling site is a Neteller casino. This is one of the earliest eWallets and it’s popular thanks to the high-level of security it affords, with 128-bit encryption. Players also love the fact that deposits and cashouts are instant, and there is a VIP rewards programme that can offer some cool perks.
It’s difficult to find a casino site that doesn’t list this on its casino payment options. Skrill online casinos are easy and fast to use, but be aware that many a times you won’t be able to pick up a sign-up offer if you choose this method to deposit. This also applies to Neteller, so read terms and conditions well before you commit.
Paysafecard online casinos are also one of the most widespread casino payment options. You’ll first need to purchase a card from an authorised retailer, of which there are many across New Zealand. You can fund it directly with cash, without using a bank account or credit card. To make your casino deposit, pick Paysafecard at the cashier and key in the 16-digit PIN code given upon purchase.
NZ players who favour more modern online casino payment methods typically opt for Bitcoin casinos or Bitcoin Cash. This is one of the most trusted forms of crypto, with many sites including it on their list of casino payment options. It’s completely anonymous and probably the fastest in terms of both deposits and cashouts, with instant processing.
Apple Pay casinos
Have iOS, will play - whether it’s an iPHone, iWatch or iPad. This casino payment option is noted for its speed and security and you’ll be able to make a deposit using Face ID, Touch ID or your device passcode. Your bank details are not shared with the casino. Just make sure you’re aware of your maximum contactless payment limits as these depend on your banker.
Google Pay casinos
Very few online casino payment options are quicker than this, seeing as it’s already embedded in your device. Google Pay casinos allow you to confirm your deposit through your Google account with one click. Security is top-notch as Google Pay has all the biometric and PIN authentication requirements in place, together with encryption and even the option of remote locking if needed.
Convenience and security drive EcoPyaz casinos, making them one of the casino payment methods sought after by Kiwi players. This digital wallet comes with two-fact authentication, highly secure log-in recovery process and sophisticated fraud detection processes. It’s popular with medium-rollers as the maximum deposit limit is of NZ$2,500. Keep in mind you won’t be able to cash out to the wallet.
Bank wire transfers
Deposit by bank wire or bank transfer remains one of the best online casino payment methods for high-rollers as they tend to allow for higher maximum limits compared to other casino payment options. They are also a favoured withdrawal option among NZ players as they allow for huge sums to be transferred safely. Processing times may take up to five days, depending on your bank.
Pay by phone casinos
Our phone is our best friend in this day and age, and it also offers one of the best online casino payment methods. Pay by phone casinos allow you to use your mobile phone credit to make deposits. All you need to do is enter your phone number and confirm; the amount is then added to your phone bill or deducted from your credit. It’s quick and requires no sharing of financial details.
Neosurf casinos belong to the prepaid voucher category of online casino payment options and are perfect for those who require absolute anonymity of financial details. Upon purchasing the card and funding it you’ll be given a 10-digit PIN code; input this code at the casino cashier section and your deposit will be made instantly. Also a great way to control your spend.
If you’d like to use this as one of your casino payment options you’ll first need to make sure that your online banking provider supports Interac transfer. To fund your account, look for the Interac eTransfer option on your banking platform. Then, go to the cashier section and pick Interac from the casino payment methods. The deposit will be made without the casino needing your banking details.
To use this casino payment method you’ll first need to create an account on the InstaDebit website, link it to your bank account and fund it. InstaDebit casinos will transfer your deposit instantly without sharing any other financial data. Transfer limits are initially low, typically capped at a few NZ$100, but these increase with frequency of use. Your chosen casino may also impose its own limits.
Muchbetter casinos operate via a digital wallet system, so you’ll need to create an account and fund it via mobile banking or bank transfer first. Maximum limits vary, but this might not be on the list of best online casino payment methods for high-rollers as for unverified accounts the limit is typically under NZ$1,000, while for verified accounts it increases by a few thousand.
Founded in Australia, the company behind Poli online casinos specifically targets players in this part of the world, making it a sought after payment method at NZ online casinos. Again, its no longer widely available but it's still considered one of the best online casino payment methods, acting as intermediary so that you can deposit directly from your bank account without using your actual credit or debit card.
Probably still the most popular casino payment, but also the least available at nz online casinos. PayPal casinos are easy, fast and secure. Signing up for PayPal takes only five minutes and there are no annoying checks like you get with other casino payment options. All you need to do is link your online casino account to your bank card and add money. Security is famously stellar, it offers instant deposits and withdrawals instant and you can even set up your account to receive notifications for every transaction.
A closer look at the top casino payment methods by type
Now that we’ve taken a look at the most popular New Zealand casino payment options, how do you know which one works best for you? This depends on your banking preferences, but let’s takes a more detailed look below.
E-wallets are one of the most popular casino payment methods, as they hit all three requirements of security, speed and convenience. Most NZ casinos offer them both for deposits and cashouts and setting up an account is very easy. In five minutes you’ll be good to go and you won’t need to wait for banking bureaucracies to kick in.
Because e-wallets act as intermediary between you and the casino, you won’t be revealing any financial data to the platform, which means that your bank account is never exposed, and neither are your activities revealed to the bank.
The most reputable e-wallet casino payments include Skrill and Neteller, but their downside is that you probably won’t be eligible for a casino welcome bonus. PayPal, Google Pay and Apple Pay are also popular in New Zealand.
Credit & debit cards
There’s no denying the convenience of using online casino payment options that you already have, and pretty much everyone owns a credit and debit card nowadays. The advantage is that all the necessary details are already there in your wallet and you won’t need to set up any third party accounts. They are also widely accepted at most NZ casinos, so you’re good to go as soon as you register.
Be aware that you won’t necessarily be able to cashout back to your credit or debit card as some casinos accept them only for deposits. If you do, expect a one to three day transaction period, and make sure you check whether your bank charges any fees for such money transfers.
There are ample big names to choose from, with VISA, MasterCard, AmEx and Discover being the most widely used.
Often viewed as among the best online casino payment methods because of the extreme security, bank transfers come with the added advantage that you’re dealing with a financial system that you’re already very familiar with. Because the system is literally fraud-proof, the limits here tend to be very high – some casinos won’t even set a maximum limit, so high-rollers are more likely to opt for such casino payment options. Although processing times can be lengthy, this is less likely to discourage players who are transferring a significant bankroll.
Echeck transfers are usually the easiest way to complete a bank transfer casino payment, as all you need to do is input your check account electronic number and the amount you’d like to deposit.
Mobile casino payment options
In terms of sheer convenience, few casino payment options beat mobile payments. All you need to do is pick up your phone from your pocket and activate it using your fingerprint of Face ID. You won’t need to set up any additional accounts or passwords to use the deposit method, and the money is transferred instantly. Security is very tight as you can enable two-factor authentication for every transaction, as well as notifications.
Google Pay and Apple Pay are the two most popular mobile casino payment methods, as they have the advantage of being readily-integrated on your phone. Another fast way of using your phone to deposit is to use your phone bill or your credit. However, this is not the most common of payment options at New Zealand mobile casinos and few sites offer it.
Alternative payment methods at casinos
While the above cover the most common casino payment methods, there are other alternative options to fund your online casino account. Cryptocurrency casinos for instance have been constantly rising in popularity as more and more players become familiar with crypto exchanges. Besides Bitcoin and Bitcoin Cash, other coins like Lite Coin, Doge Coin and many others are also fast gaining acceptance. Ethereum gambling is also up and coming.
Pre-paid vouchers like NeoSurf, Paysafecard and Flexepin are another good alternative for players who want to keep a tight control over their budget without needing to involve their banks in their casino deposits.
Online casino banking policies: fees, times & limits
The terms and conditions attached to a particular casino payment method play a deciding role when choosing the best for you. In the table below we take a look at the average transaction times, minimum and maximum limits and any fees attached to each method.
When it comes to fees we recommend sticking to top NZ dollar online casinos. These all accept the local currency meaning that you won't be subject to any hidden exchange rate costs.
|Average deposit times
|Average withdrawal times
|Average deposit limits
|Average withdrawal limits
NZ$5 - NZ$5,000
NZ$5 - NZ$5,000
Credit & debit cards
Depends on casino and bank provider
1 - 5 working days
NZ$10 - NZ$50,000
NZ$10 - NZ$20,000
Depends on bank provider
1 - 5 working days
NZ$10 - NZ$10,000
NZ$10 - NZ$50,000
NZ$5 - NZ$500
NZ$5 - NZ$750
Payment methods with fastest payouts
When looking for the best online casino withdrawal method, speed of transaction plays an important role. New Zealand players looking for the fastest payouts should avoid bank transfers and credit card cashouts. Ewallets such as PayPal, Skrill and Neteller usually offer instant withdrawals. So do cryptocurrencies, with the extra benefit of higher limits.
Minimum deposit & casino payment methods
If you’re a casual player you’re going to want a casino payment method that allows you to deposit a very minimum threshold. Ewallets like PayPal will usually allow casino minimum deposits of as little a NZ$5. So do mobile payments like GooglePay, even though this amount is unlikely to make you eligible for a sign-up bonus.
Casino payment options & safety
Our recommended casinos only offer secure casino payment methods, so you can put down a deposit without worrying. Nowadays, online banking makes use of highly sophisticated fraud detection software and continuously monitor for fraudulent behaviour. Whether you’re using e-wallets, credit cards or mobile apps, two-factor authentication is enabled, while all data is encrypted whether in transit or stored. All reputable casinos use Secure Socket Layer (SSL) technology to protect their platform, together with session timeout for ultimate protection.
What are the best casino payment methods?
There are several factors to consider when picking the best casino payment method for you. These include security, speed and maximum and minimum limits, which differ according to whether you’re using ewallets, prepaid cards, crypto or traditional banking.
How do you deposit money at a casino?
The process to make an online casino deposit is the same no matter what method you choose. Just head over to the cashier, click on payment providers, choose your preferred casino payment option and input the details as prompted. This usually takes less than three minutes.
How do online casinos pay out?
To cashout your winnings you simply need to visit the cashier section, click on withdrawals and input the amount desired. Some casinos may ask for additional casino account verification, depending on the amount being withdrawn. Processing time depends on the casino banking policies.
Why do online casinos take so long to payout?
The processing time depends not only on the casino, but also on your chosen banking method. Ewallets and cryptocurrencies usually offer the fastest casino payouts. If you opt for card or bank transfers, banks usually have a one to three day processing time.
Which banks allow online gambling?
Some banks like Wespac Group charge higher interest rates when using your credit card at an online casino. To avoid this, you can opt for alternative payment methods that will protect you from having to divulge your financial activities to your bank while still offering legal casino banking. These include e-wallets, prepaid cards and mobile payments.
Written by Ramona Depares
Ramona Depares is an award-winning journalist focused on cultural and entertainment related content. Based in the Mediterranean gaming hub of Malta, she has taken a deep interest in gambling related news since the earliest days and has seen the global landscape evolve. Ramona specialises in the legal and regulatory aspects of gaming across multiple jurisdictions, with specific interest in NZ and US markets. She is also a best-selling author of fiction and non-fiction books.