Best credit card casinos in the US 🥇 2024


Our recommended casinos that accept credit cards

Disclaimer: We have noticed you are visiting this page from outside of the relevant state, you may not be able to access the partners on display

Rank Casino Bonus Offer Main points Play Online
#1 Top Rated Casino
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  • Extensive library of slot games
  • Generous welcome bonus
  • Widely available in the US
2
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  • Accepting US players
  • Over 300 slot games
  • 24/7 Customer Support
3
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  • Offers a range of sweeps games
  • Great variety of slots from Pragmatic Play, Evoplay and more
  • Daily bonuses, rewards and promos for coins

The latest credit card casinos to avoid

Given the prevalence of credit card casinos, it’s no surprise that some aren’t as good as others. Below you can find the casinos you should avoid, due to various safety and payment problems.

The best credit card casinos by category

🥇 Best credit card casino overall
McLuck
💸 Casino with fastest credit card withdrawals
Chanced
🎁 Best casino for credit card bonuses
Gambino Slots
💰 Best paying credit card casino
Fortune Coins

Last reviewed: Mar 21st 2024

Compare the best real money credit card casinos in the US

Quickly discover which of our top credit card online casinos is right for you by using the table below. Choose via deposit speed, withdrawal speed, card type, or Casino.org rating. Note, these real money casinos are only available in states where online gambling via credit card is legal.

Rank Credit card casino Casino.org rating Credit card deposit speed Credit card payout speed
#1
Caesars Palace Online Casino
4.5/5
Instant
3-5 days
#2
BetRivers
4.8/5
Instant
2-5 days
#3
PlayStar
4.5/5
Instant
1-3 days

The best sweepstake casinos accepting credit card

Want to purchase sweep coins with credit card? Look no further. Our best sweepstake and social casinos offer you the chance to play great games, no matter where you are.

Rank Credit card social casino Casino.org rating Credit card deposit speed
#1
McLuck
4.5/5
Instant
#2
WOW Vegas
4.5/5
Instant
#3
Pulsz
4.8/5
Instant
Credit card

Which US casinos accept credit cards?

As you can see above, there are plenty of credit card casinos in the US. In fact, in most states almost every licensed online casino will accept credit cards in some form or another. This makes sense as 77% of US adults have at least one credit card.

There are some exceptions, however. In Tennessee, Iowa, Massachusetts, New Hampshire, and Rhode Island you cannot gamble with credit cards. This is a recent regulation change and more states may follow suit. We’ll keep you updated if they do.

Credit cards at a glance

👥 No. of users in the US
Over 187 million
💳 Types of credit card
Mastercard, Visa, American Express, Discover
🚫 Restricted states
Tennessee, Iowa, Massachusetts, New Hampshire, Rhode Island
💵 Average minimum deposit
$10
💲Average withdrawal fees
Up to 3.5%

Popular types of credit cards to use at casinos

The best online casinos generally partner with at least two credit card providers. Usually this includes Mastercard and Visa. American Express and Discover credit cards may also be accepted. Learn more about each type below.

How we rate credit card casinos

Security and license check

We put your safety first. All of the credit card online casinos on this page are put through our 25-step review process. This starts with ensuring the operators are fully licensed and secure. They must meet current regulations, have a spotless history and employ safety features.

Norton
TRUSTe
Secure SSL
eCogra
Secure badge

Deposit funds and contact customer support

Of course, the next thing we do is make a credit card deposit. We note how easy this is to do, how quick it is, and if there are any fees. To be considered one of the best casinos with credit cards, the whole experience should be smooth and reliable. We contact customer service too to ensure help is always at hand.

Visa
Mastercard
American Express
Discover
JCB
Diners Club

Test games and cash out

Once we deposit via credit card, it's time to try out the games. We expect a varied games lobby, complete with the likes of slots, live casino games, and progressive jackpots. Games should be supplied by leading providers too. Then, we go to cash out our winnings. Credit card withdrawals must be painless and speedy. If we've claimed a bonus, wagering requirements must be fair too.

Complete analysis and rating

Finally, we study all the other parts of the casino too. We don't recommend casino sites that simply accept credit card, they must impress in other areas too. This includes the site's design, mobile functionality, bonuses, and more. It's only once everything has been considered that we calculate our final rating.

4.2 /5

What to look out for choosing casinos that accept credit cards in the US

We check all of the credit card casinos listed on this page personally. Our experts dig deep so you don't have to. We also understand that the casino you choose comes down to personal preference. Consider the following things before making your selection.

  • Payout speeds

    Everybody loves getting their winnings as fast as possible. The good news is that credit card casino withdrawals can be super quick. The bad news is, at some casinos, you may have to cash out via a different payment method. Decide whether you require a fast withdrawal casino before registering.

  • Choice of games

    The casino you select will probably depend entirely on which games they provide. Slots fans will want a very populated lobby with games from the likes of NetEnt, Hacksaw Gaming and Pragmatic Play. Live casino fans will want live dealer versions of roulette, blackjack, and so on. Whatever you want to play, there's a credit card casino for you, just make sure to check out what's available first.

  • Mobile friendly

    Almost all credit card casinos in the US are now completely mobile friendly. Some have more perks than others, however. This includes native apps for iOS and Android, and integration with Apple and Google wallets.

  • Bonuses and promos

    Finally, no casino experience would be complete without bonuses and promotions. Depending on the sort of player you are, specific credit card casino bonuses may be more suitable. Naturally, free spins are great for slots lovers whilst high rollers will appreciate large deposit match bonuses.

How to make a deposit using credit cards

Credit card gambling allows customers to quickly jump into the action at a top online casino and not have to worry about funds. The entire process of making a deposit is as simple as it can get and it can even be done from a mobile phone. You just need to follow these easy steps to deposit using your credit card and start winning real money from your favorite online casino games:

1. Have the credit card ready for payments

1. Have the credit card ready for payments

A credit card can be obtained from a bank within a few days and it can then be used for online purchases.

2. Register on the online casino

2. Register on the online casino

Create an account and make sure that your information matches the details on the credit card you plan on using for deposits.

3. Open the cashier

3. Open the cashier

Select the deposit option on the site to open the cashier. This is usually in the account menu and can also be accessed on a mobile device.

4. Select the respective credit card

4. Select the respective credit card

Most casinos will present Visa/MasterCard as the same payment method and you can simply select it and enter the card details.

5. Check the amount and approve the payment

5. Check the amount and approve the payment

You will have to deposit at least $10. There aren’t usually any fees to worry about but the casino will clearly display them if this is not the case. The transaction will be processed immediately and the casino funds will be available in the account in just a few minutes.

How to withdraw from a casino using credit cards

After depositing with a credit card and winning money from online casino games, withdrawing funds is incredibly simple. Your card information is already stored on the account and so you can withdraw through the same method. It only takes these easy steps to withdraw from an online casino accepting credit cards:

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1. Open the cashier and select withdrawals

You will find the tab clearly displayed in the account for easy access and you can cash out the real money funds at any time.

    Open the cashier and select withdrawals

    2. Choose the credit card

    The available withdrawal options are based on the methods used for deposits. If you made a credit card deposit, you can now select it to withdraw funds securely.

      Choose the credit card

      3. Verify the details

      Online gambling credit card withdrawals usually have a minimum limit of $20. The maximum limits can go up to over $50,000, but it depends on the operator. There can also be fees of 2-3% for processing. It is important to note that the details on the card must match the ones for the casino account.

        Verify the details

        4. Enjoy the winnings

        You will receive the funds in your bank account within 4-6 business days and can use the winnings in any way you see fit.

          Enjoy the winnings
          Credit card casino fees, transaction times and limits

          As far as casino payment methods go, credit card is a very reliable option. Credit card casino deposits are usually free and instant. However, these types of cards do often come with some restrictions too.

          Withdrawals via credit card can be slow, if possible at all. Some casinos won't allow you to cash out via credit card and you'll need to select another method. Others may take up to 6 days to process the payment. The good news is that you can avoid all of this with our best credit card casinos in the US.

          The minimum deposit limit with credit card is usually $10. Withdrawal limits often start at $20, though some casinos offer withdrawals as low as $1. Fortunately, credit card casinos have high maximum deposit and withdrawal limits.

          Finally, whilst all reputable credit card casinos won't charge you for deposits or withdrawals, your card issuer might. Processing. fees with credit cards can be up to 3.5%.

          Why was my credit card casino transaction rejected?

          There a few reasons your credit card deposit or withdrawal might be declined at a online casino in the US. For starters, it's important to check whether you've verified your information. Your casino account details, such as name and address, must match your credit card details. You also might be asked to provide documentation like ID and photos of your card.

          Another reason is that some card issuers don't permit gambling with credit cards. This might be listed in your credit card's terms and conditions but, even if it isn't, the company has the right to decline any transactions they deem unsuitable. To avoid this, players often use a credit card to fund a digital wallet and then use this to deposit.

          Other common oversights which lead to a transaction being denied are that your credit card has expired, you've reached your credit limit, or you've entered your details incorrectly.

          Are credit card casinos safe?

          Yes, all licensed credit card casinos are completely safe. All of the casinos listed on this page have been tested by our experts too, so you can be certain they meet our standards.

          Aside from regular security measures such as SSL encryption, the top credit card casinos employ extra features to protect your funds. This includes two factor authorization (2FA) and tokenization.

          Quote

          Improved online payments security is a benefit of Secure Remote Commerce […] I’m glad to see that Visa, Mastercard, American Express and other EMVco participants are deepening their online security.

          Ted Rossman
          Industry analyst at Bankrate

          Expert tips for staying safe at credit card casinos

          Although our best US casinos that accept credit card are completely safe, this payment method comes with a few more considerations than others. As credit cards essentially allow you to borrow money, it's important to gamble responsibly. Follow our experts' top tips to play safely.

          • Only play at licensed casinos: This might sound obvious, but only ever play at a licensed and reputable credit card casino. Inferior casinos won't have the best security and encryption features and, if you stumble upon a rogue site, they might not pay out at all. Stick with our recommended online casinos.
          • Pay via a trusted WiFi connection: To keep your details away from prying eyes, you should only ever make online payments via password protected wireless networks. Ideally, you should deposit at home where you can be sure everything's secure.
          • Be aware of fees: Although most credit card casinos will not charge fees, your card may charge processing or cash advance fees. Interest also applies on credit cards. Keep on top of your fees and repayments to avoid any surprises.
          • Check your credit card statement: Aside from looking out for fees, you should also watch out for unauthorized transactions. If you don't recognize a payment, contact your card issuer immediately. This could mean your credit card details have been stolen.
          • Gamble responsibly: You should only ever gamble with money you can afford to lose. Whilst credit cards are a great way to deposit safely online, you shouldn't use a credit card at casinos if you need to borrow money to play. This is a sign of problem gambling. What's more, if you miss your credit card repayments, you'll damage your credit score.

          Pros & cons of using credit cards at US online casinos

          We appreciate that there are both advantages and disadvantages to casinos that accept credit cards. To make it easier for you to decide if they're right for you, we've listed the pros and cons of this payment method below.

          Pros

          • Credit card deposits are easy and instant
          • Familiar process for players who make other types of credit card payments online
          • One of the most secure payment methods you can use
          • Accepted at almost all online casinos in the US
          • Credit cards have much larger deposit limits than other banking methods
          • More fund protection than other methods, especially if depositing over $100 each time

          Cons

          • You may be charged an interest rate until you pay the debt off
          • Some states have prohibited using credit cards for gambling
          • Cashing out on your credit card is not always an option
          • Some credit providers classify gambling as a cash advance transaction which comes with fees
          • Withdrawals via credit cards can take several working days to complete

          The best credit card casino bonuses in the US

          One of the biggest advantages of registering at our recommended credit card casinos is that they all offer great casino bonuses and promotions. Check out what's available for new players at each site below.

          Credit card casino Credit card welcome bonus Average withdrawal speed
          McLuck
          Get Up to 57,500 Gold Coins + 30 Sweepstakes Coins
          3-5 days
          WOW Vegas
          1.5 million WOW Coins + 35 Free Sweepstake Coins
          1-2 days
          Pulsz
          Get up to 367,000 Gold Coins + 32.3 FREE Sweepstakes
          1-2 days
          High 5 Casino
          5 Sweepstakes coins, 250 game coins, and 600 diamonds
          0-4 days
          Stake
          $25 Free Stake Cash + 250,000 Gold Coins
          Instant
          Fortune Coins
          20,000,000 Gold Coins + $50 Of FREE Coins
          1-5 days
          Gambino Slots
          200 Free Spins & 100K Free Coins
          0-4 days
          LuckyBird.io
          Unlimited free chance to win BTC/ETH/USDT
          0-1 days
          Funrize
          Get 400,000 Coins + 1,000 FREE Entries
          1-3 Days
          Chanced
          30,000 Gold Coins + 2 Sweepstakes Coins Free + 20 Free Spins Upon Sign-Up
          -

          Best alternatives to credit cards

          Casinos in the US accept a wide range of other payment methods too. The best alternatives to credit cards include debit cards, PayPal, and Paysafecard. Compare these methods to credit cards using the table below.

          Payment method Minimum deposit Deposit time Withdrawal time Fees Availability
          Credit cards
          From $10
          Instant
          1 hour
          Up to 3.5%
          Widespread
          Debit cards
          From $10
          Instant
          1 hour
          Free
          Widespread
          PayPal
          From $10
          Instant
          1 hour
          Free
          Limited
          Paysafecard
          From $10
          Instant
          Not available
          Up to 2%
          Limited

          Credit card casinos vs debit card casinos

          As two of the most familiar and convenient casino payment methods, deciding between using a credit card or a debit card can be tricky. Luckily, most credit card casinos in the US also accept debit cards. Consider the differences between the two methods below:

          Credit card casinos

          Not linked to your bank account so offer a little more anonymity

          Widely accepted at US casinos

          Offer robust fund protection measures

          Typically have higher deposit and withdrawal limits

          Can incur high processing and cash advance fees

          Not available in all US states

          Can lead to overspending

          Debit card casinos

          Available in all US states

          Completely secure and familiar

          No fees for withdrawals or deposits

          Unable to overspend

          Lower maximum deposit and withdrawal limits

          Less recourse for unauthorized payments

          Must be linked to your bank account

          Credit card casinos Debit card casinos

          Not linked to your bank account so offer a little more anonymity

          Available in all US states

          Widely accepted at US casinos

          Completely secure and familiar

          Offer robust fund protection measures

          No fees for withdrawals or deposits

          Typically have higher deposit and withdrawal limits

          Unable to overspend

          Can incur high processing and cash advance fees

          Lower maximum deposit and withdrawal limits

          Not available in all US states

          Less recourse for unauthorized payments

          Can lead to overspending

          Must be linked to your bank account

          Should you use credit cards at online casinos?

          Yes, we recommend using credit cards at online casinos in the US. This is because they allow for convenient, safe, and quick transactions.

          That said, using a credit card to gamble won't be right for everyone. Credit cards do come with higher fees than other casino payment methods. You must also remember to gamble reponsibly as credit cards can cause debt.

          FAQs

          Which casinos take credit cards?

          Credit cards are accepted in the majority of online casinos and sportsbooks in the US. However, you cannot use credit cards to gamble in ennessee, Iowa, Massachusetts, New Hampshire, and Rhode Island.

          Can you use credit cards at online casinos?

          Yes, many of the best online casinos in the US allow credit card deposits and withdrawals. Check out our list of credit card casinos to find the perfect one for you. Do note, however, that some credit card issuers can restrict gambling payments.

          What’s the best online casino that accepts credit card?

          The best online casino that accepts credit card is dependent on what you want your gambling site to offer. That said, top sites will offer safe and quick payments, top games, user-friendly designs, and great bonuses. The best credit card casino at the moment is McLuck.

          Is gambling on a credit card a cash advance?

          Some credit card issuers deem gambling payments as cash advances. This is because you are essentially purchasing gambling credit, a cash alternative, rather than a normal product.

          Are there limits on how much I can deposit at a casino with credit card?

          The limits on deposits from credit cards are typically the highest around, so we don’t expect you’ll have any trouble depositing the amount you’d like to wager on any of the casinos recommended here on Casino.org. The minimum limit is generally of $10 or $20, while the max can even reach six figures.

          Are there any fees involved in credit card casino deposits and withdrawals?

          Most casinos don’t charge players any fees for processing online gambling credit card transactions. There are however some exceptions where clients must pay 2-3%. The fees are always listed clearly in the cashier.

          Adam Ryan

          Adam Ryan

          Badge verified
          Senior Content Editor

          A writer and editor with a penchant for games and strategy, Adam Ryan has been with the Casino.org team for eight years now. Having written for and edited numerous iGaming brands in his career, he’s something of a content sage when it comes to our iGaming copy in the US.