2023's Top 10 Online US Casinos for Credit Cards
Credit Cards are by far the most secure and convenient banking method for online casinos. They are widely available and very easy to use, with operators like Visa, MasterCard and American Express offering perfect security. Here, our experts will not only present this awesome payment option but will also provide a guide on how to use it and unveil the best online gambling sites that accept credit cards. Learn all you need to know about credit cards today!
Our Top Recommended Credit Card Casinos
The latest credit card casinos to avoid
We only recommend sites that we can personally vouch for. That’s where our 25-step review process comes in, which we use to analyze casinos in areas like software, mobile capabilities, promotions, banking and customer support. If we don’t trust it, we add the site to our list of sites to avoid, which you can see here.
Intro to Credit Cards
Credit cards are available globally and used very frequently, thus making them a perfect fit for online gambling. Customers can easily apply for a credit card from Visa, AMEX, MasterCard, or other major operators. Payments charged to the credit card can be paid at a later time, thus giving clients more freedom over their balance. Most card issuers offer clients a grace period in which they can pay the amount owed without any extra fees or charges.
You can make an online casino credit card deposit right now and pay it next month. Online payments simply require the information displayed on the card and the verification code. Another advantage is that credit cards are widely accepted at online casinos, especially with it comes to the ones issued by Visa and MasterCard for international payments. The customer is protected through various security measures for preventing online scams and fraud. In short, casino credit cards are often the best for quick and safe deposits.
How to make a deposit using credit cards
Credit card gambling allows customers to quickly jump into the action at a top online casino and not have to worry about funds. The entire process of making a deposit is as simple as it can get and it can even be done from a mobile phone. You just need to follow these easy steps to deposit using your credit card and start winning real money from your favorite online casino games:
1. Have the credit card ready for payments.
A credit card can be obtained from a bank within a few days and it can then be used for online purchases.
2. Register on the online casino.
Create an account and make sure that your information matches the details on the credit card you plan on using for deposits.
3. Open the cashier.
Select the deposit option on the site to open the cashier. This is usually in the account menu and can also be accessed on a mobile device.
4. Select the respective credit card.
Most casinos will present Visa/MasterCard as the same payment method and you can simply select it and enter the card details.
5. Check the amount and approve the payment.
You will have to deposit at least $10. There aren’t usually any fees to worry about but the casino will clearly display them if this is not the case. The transaction will be processed immediately and the casino funds will be available in the account in just a few minutes.
How to withdraw from a casino using credit cards
After depositing with a credit card and winning more money from online casino games, withdrawing the funds is incredibly simple. Your card information is already stored on the account and so you can securely withdraw through the same method and the money will be transferred directly to the linked bank account. It only takes these easy steps to withdraw from an online casino accepting credit cards:
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1. Open the cashier and select withdrawals.
You will find the tab clearly displayed in the account for easy access and you can cash out the real money funds at any time.
2. Choose the credit card.
The available withdrawal options are based on the methods used for deposits. If you made a credit card deposit, you can now select it to withdraw funds securely.
3. Verify the details.
Online gambling credit card withdrawals must be of at least $20. The maximum limits can go up to over $50,000, but it depends on the operator. There can also be fees of 2-3% for processing. It is important to note that the details on the card must match the ones for the casino account.
4. Enjoy the winnings.
You will receive the funds in your bank account within 4-6 business days and can use the winnings in any way you see fit.
Pros
- Easy and instant deposits can be made with credit cards
- One of the fastest and most secure methods, guaranteeing safety when using credit cards to play online
- Accepted at almost all online casinos around the world
- Much larger deposit limits for credit cards than other banking methods
- More fund protection than debit cards, especially if depositing over $100 each time
Cons
- You may be charged an interest rate until you pay the debt off in full
- Depending on where you live, cashing out on your credit card is not always an option
- Some credit providers classify gambling as a cash advance transaction - an expensive method of borrowing
- Withdrawals via credit cards can take several working days to complete
- Unlike playing with your own limited money, a big credit limit will mean a big bill later
Safety and security
There are several measures that help make credit cards the most secure payment method for online gambling. First of all, the information on the card is only available for the holder and it is encrypted when entered online so that it cannot be seen by third parties. Online payments also come with two-factor authentication via text message or email. This way, the owner of the card gets a unique code for every transaction to prevent fraud.
Credit cards from MasterCard or Visa come with limited liability for the customer in case of fraudulent transactions. If the card is lost or stolen, the transactions can be denied and so the client doesn’t suffer any negative consequences. A quick call to the support team of the respective card issuing entity is often enough to block the card from future transactions.
Nowadays, credit cards can be managed much more easily through mobile apps. These feature all of the needed information and help give users an even better security for online payments. Notifications can be enabled for various transactions and the balance can always be checked within seconds. Some credit card mobile apps even support biometric authentication for signing it with a fingerprint or with Face ID.
Improved online payments security is a benefit of Secure Remote Commerce […] I’m glad to see that Visa, Mastercard, American Express and other EMVco participants are deepening their online security.
Similar banking options
How we rate banking methods
Background and safety check
Every banking method we recommend has the best encryption and offers you the security protection necessary when dealing with your sensitive financial and personal information. Credit card providers have top security, meaning you are well protected from fraud.
Deposit funds and contact customer support
To establish the best credit card for gambling, our experts have to test out various methods in real life situations. This means actually depositing funds at an online casino. Credit cards companies also offer 24/7 support that can be important for clients if something comes up.
Play games and cash out winnings
Another important aspect of any casino banking method is how easy it is for the customer to withdraw the winnings after playing online. The reviewing process covers fees, availability and processing periods in order to establish the best banking options.
Why use credit cards at online casinos?
There are quite a few reasons to use casino credit cards for deposits. One of the top ones is the fact that credit cards are easily accessible and most players already have at least one close by. All of the top casinos accept this banking method. It is very easy to use a credit card for online purchases and deposits, without sacrificing security in the process. Last but not least, online gambling credit card deposits can be made right now, while actually paying for them at the end of the month, or even later.
FAQ
Are credit cards a popular form of online casino payment?
For the security benefits alone, credit cards are a popular form of payment. Customer service teams will freeze your account at the first hint of suspicious activity and reimburse your lost money if it gets stolen. Most players use credit cards very frequently, including for online casino deposits.
Do many casinos online accept credit cards?
Most of the top online casinos in the industry accept deposits by credit cards from the major companies. Vice versa, most good American credit cards will allow deposits to casinos, but you should always double check with your card provider.
What are the benefits of banking with a credit card?
The main benefit of banking with a credit card is safety. Credit cards are a very safe, secure way to deposit or withdraw funds from any online casino. Not only that, many credit card companies offer additional benefits, from payment and fraud protection to concierge services and travel protection.
Are credit card transactions safer than debit card ones?
Yes, credit cards tend to be safer than debit cards. The card companies have made it a priority to ensure that their customer is always reimbursed when things go wrong thanks to the insurance.
Will there be any fees involved?
Most casinos don’t charge players any fees for processing online gambling credit card transactions. There are however some exceptions where clients must pay 2-3%. The fees are always listed clearly in the cashier.
Which credit cards are recommended?
Other than personal preference, MasterCard credit cards are good for making online payments in casinos. It’s an extremely convenient way to pay, as you’d be hard pressed to find a vendor anywhere that didn’t accept MasterCard. There are many perks to being a MasterCard user, and it has a reputation for being extremely trustworthy.
Are there limits on how much I can deposit?
The limits on deposits from credit cards are typically the highest around, so we don’t expect you’ll have any trouble depositing the amount you’d like to wager on any of the casinos recommended here on Casino.org. The minimum limit is generally of $10 or $20, while the max can even reach six figures.
