2023's Top 10 US online casinos for wire transfer
Across the United States, wire transfers ensure a safe, secure way of users depositing and withdrawing funds at domestic casinos online. As a popular banking method with casinos, we've put together 2023's best US online casinos below when it comes to wire transfers.
Crucially, as well as an exceptional gaming experience, security is of the highest level, with swift payments completed when you want to gain access to your funds. Below is advice on making deposits and withdrawals, as well as all the positives from making online casino wire transfers.
Our Top Recommended Wire Transfer Casinos
US wire transfer casinos to avoid
We're very thorough in establishing the casinos that we trust and recommend, and those that we don't. To ensure that we're confident in these recommendations, we use our 25-step review process.
This process is an assessment of different, crucial factors that affect user experience – think software, game providers, progressive jackpots, customer support and so on. If a casino fails to score well as a result of this process, and we deem it untrustworthy, it is added to our list of casinos to avoid, seen here below.
Intro to US wire transfers
Bank transfers, also referred to as wire transfers (or Fedwire), are a payment method that directly moves funds from one bank account to another. In this instance it is the user's and the casino's.
What's great about wire transfers is that the level of security offered is extremely high, with respective data protected by the banks. As a result they are a very common method for the transfer of money across the United States. Typically, wire transfers in the US require details like the recipient's bank's BIC/swift code, and ABA or routing number.
Neither your account, nor the account receiving the money, needs to have any specific, special functions to complete a domestic bank transfer. For US online gambling fans it is one of the simplest payment methods out there.
How to make a deposit using US wire transfer
Using a wire transfer to deposit funds into your American online casino account is easy – you just need to know how much you want to deposit and the account details of the account that you're transferring to.
All respectable casinos will have simple depositing processes on their website and/or app. You can do it directly through there or, in some cases, via mobile banking on your phone. Below are the basic steps for depositing funds via wire transfer to a US casino:
1. Go to the cashier section on your online casino account and select ‘deposit’.
2. Select wire transfer as your payment method.
3. Input the amount you would like to transfer, and the banking details that the website requests. Keep in mind there may be a minimum deposit amount established by the casino.
4. Carry out any security check that your bank has in place. This could be a code you receive by SMS or a special password that you need to input.
5. Await your funds and start playing once they are available. This could take a couple of working days.
How to withdraw from a US casino using wire transfer
Like depositing funds, withdrawing your money is a simple process. The conditions will be set by the respective US casino (something like the maximum amount that you're allowed to withdraw in one go, or the minimum funds needed in your account for it to remain active). Regardless, the steps are straightforward.
1. Head to the cashier
When you’re ready to withdraw funds from your account, go to the cashier section at the casino and select ‘withdrawal’.
2. Select Wire Transfer
Choose wire transfer as your withdrawal method and enter the amount you would like to withdraw. There will be a few details to fill out the first time.
3. Check your details
Check your banking details are correct and agree to the banking fees that will be listed to you. They are usually quite low.
4. Withdraw your funds
Click withdraw, then wait for a couple of days for the casino and bank to process the transaction. You can then enjoy your newly obtained funds!
Pros
- Very low domestic transaction fees
- No special accounts required
- High security is in place for transactions
- Most online casinos based in the US accept wire transfers
- Simple to use
Cons
- Many US banks do not accept payments to online casinos
- Online payment methods sometimes not the fastest
- Users may not wish to use their bank account for gaming
- US players must have a bank account
Safety and security
In the US, as is the case internationally, wire transfers are carried out directly between banks and bank accounts, and so they are protected by the banks’ security systems. US banks have some of the strongest, strictest encryptions in place to ensure that their money and that of customers remains where it should. As such, wire transfers are very heavily encrypted and protected as they move from one bank account to another.
This also applies to mobile banking, which is encrypted by the same protocols, and tends to have a two or three-step verification process in place. What some users are not so sure about is the fact they have to share their banking details with the receiver. However, that is done on a secure web page and the data is encrypted by both the casino and the bank, so the chances of it being vulnerable are very low.
Wire transfers are immediate, reliable, and safe […].For significant transactions—like buying a home—wire transfers or cashier’s checks might be your only options. Why? The short answer is that the funds are available to the recipient more or less immediately.
Similar banking options
How we rate US casinos offering wire transfers
Background and safety check
The best online casinos are strictly regulated by various organisations to ensure that you're being treated fairly at the gaming table and in any terms and conditions on bonuses and winnings. Our 25-step reviews process starts with the team establishing that the cashier section and all payments at the casino meet top level encryption standards. A casino is recommended only if it ensures your personal details are recorded and stored securely
Deposit funds and contact customer support
The next step is to test how quickly and easily we can make deposits to the casino. The team expects to see a simple process for inputting payment details and a fast mechanism for actioning payment. We’ll also test the casino’s support team on a number of questions to see their response. A casino scores highly where it can address any payment issues quickly and professionally by chat, email, or phone.
Play games and cash out winnings
The critical test for any casino we review is the speed it can release winnings to players. Our reviews team expect to see a slick cashier section supported with the technology to get payments to your account as quickly as your banking provider allows. A recommended casino for wire transfers will ensure rapid communication with your bank for payment.
Why use wire transfers at online casinos in the US?
The main reason is American users opt for wire transfers is the high level of security that they provide. They are simple to do and only require standard bank accounts, making them incredibly efficient. Pretty much all US online casinos use them, meaning real money players don't have to rely on e-wallets. In some instances, banking fees may be applied, but given the extra security and regulations that they provide, it's almost always worth it.
FAQ
Should I use wire transfers to fund my online casino account?
Whether you should depends on your goals when transferring the cash. If you would like to play immediately, then there are faster ways to deposit. If you can’t or don’t wish to use other payment options like cards or e-wallets online then casino bank transfers provide highly secure option for your online gaming.
What's the benefit of using wire transfers in the US?
The main benefit is that wire transfers are available for anyone to use to make payments. They do not require credit checks or for you to provide personal details, and are so relatively simple to make. Another key benefit for casino players is the level of security and data protection banks offer on transfers.
Will my bank allow a casino online deposit?
Some US banks may query direct payments from your bank account to online casinos, which will put a stop on your account until you talk to your customer service. This can be frustrating, even though it is done to protect you from fraud, so some players prefer to use alternative methods of payment for online casino use.
Are other banking methods preferred?
There are other ways to make payments to online casinos that are just as secure, but faster and cheaper. For instance, a lot of e-wallets today don't require you to enter personal details. Prepaid cards like PaySafeCard that are available in local newsagents mean that you can anonymously make payments, instantly.
Are wire transfers safe to use in the US?
Yes. Making wire transfers is one of the safest ways to pay online in the US.
Will I have to pay any fees for using wire transfers?
Making wire transfers to pay for online casinos can incur large processing fees, depending on your bank. Always check beforehand how much it’s going to be to avoid costly surprises later.
Are there any downsides to depositing with a wire transfer?
There can sometimes be substantial fees and long waiting times when making wire transfer deposits, which is why we always advise checking with your chosen casino for details before making a deposit.
