MasterCard casinos NZ

This guide shares our experts’ findings on exactly what to expect from a top MasterCard withdrawal casino, including minimum deposits, cashout limits, fees and overall experience. We also take a look at whether this is the best option for a fast withdrawal.

Most online casinos accept it, which means you're spoilt for choice. But can they all be trusted? We'll answer all of your questions shortly but first lets kick things off with our list of the best MasterCard casinos in New Zealand.

Best MasterCard casinos in February 2024

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Rank Casino Bonus Offer Payout Speed Win Rate Play Online
#1 Top Rated Casino
nz flag
Payout 1-7 days
Win Rate 98.46%
Deposit options include
  • NZ$ 5m Mega Moolah Jackpot
  • More than 630+ casino games
  • Secure banking options
nz flag
Payout 1-7 days
Win Rate 97.55%
Deposit options include
  • Wide range of deposit methods
  • Millions paid out every day
  • Over 1000 high quality games
  • .
nz flag
Payout 0-1 days
Win Rate 97.53%
Deposit options include
    nz flag
    Payout 3-5
    Win Rate 96.95%
    nz flag
    Payout 0-1 days
    Win Rate 98.35%
    nz flag
    Payout 0 -1 Days
    Win Rate 96.45%
    nz flag
    Payout 0-1 days
    Win Rate 96.66%
    nz flag
    Payout 1-7
    Win Rate 96,96%
    nz flag
    Payout 2-5 days
    Win Rate
    nz flag
    Payout 0-5 days
    Win Rate 96.60%

    MasterCard online casinos to avoid

    Some casinos that accept MasterCard don’t offer a sufficiently high standard for us to recommend them, either due to payout issues, customer support that’s not up to par or other questionable practices.

    At the moment we advise players to avoid using any of the below MasterCard casinos.

    Top MasterCard online casino sites – a deeper dive

    Our casino experts have scoured the net to find the best MasterCard casino sites for NZ players. We’ve cast a critical eye on all the sites we’ve rated, using an objective set of criteria to determine which MasterCard online casino satisfies our strict standards. Let’s take a look at the best online casinos.

    Rank NZ MasterCard casino Welcome bonus Payout rate Withdrawal time No. of casino games Deposit with MasterCard
    Jackpot City Casino
    100% up to NZ$1,800 + 300 Free Spins
    1-7 days
    Spin Casino
    100% up to NZ$1,000 + 150 Bonus Spins
    1-7 days
    NZ$2,500 + 300 Free Spins
    0-1 days
    Casino Days
    Get 100% Bonus up to $1,000 +100 Free Spins in Sweet Bonanza
    NZ$4,000 + 300 Free Spins
    0-1 days

    Features of the best MasterCard casino sites

    Our best MasterCard online casinos all boast the highest standards of service, including flexible deposit and cashout limits, reasonable transaction periods and fees. Here’s what to expect at an NZ MasterCard casino.

    ⭐ MasterCard casinos in NZ
    💸 Minimum deposit
    NZ$10 - NZ$20
    💳 Maximum cashout limits
    NZ$4,000 - NZ$10,000
    ⚡ Average payout speeds
    2 - 4 business days
    💰 Fees
    0 – 2% on withdrawals
    🏦 Other payment options
    8 - 10
    🥇 Best MasterCard casino NZ

    How we rate a MasterCard casino

    You may be wondering how our experts decide whether to recommend a MasterCard withdrawal casino or whether to give it the thumbs down.

    Our process is transparent and fact-based, so you can set your mind at rest that any NZ site that receives a high score from us deserves it. Below, you’ll find the list of criteria that our experts use when rating online casinos that accept MasterCard.

    Payout speeds

    Let’s make it clear from the start. If it’s instant withdrawals you’re after in your online gambling experience, a casino that accepts Mastercard may not be the best option for you. This is because the bank itself imposes a transaction period that’s longer than other withdrawal methods, such as Skrill casino payments.

    Although instant online casino MasterCard deposits are the norm, for cash outs you can expect the bank to take anywhere between two and four business days to clear your transaction.

    That said, an online casino MasterCard withdrawal also depends on the cashier policy of the site itself. Some casinos, like Casitsu, promise to process a payment within seconds, no matter which method you choose, so you’ll know that your cash is not being held up because of the actual casino. Such casinos score higher with our experts than others that take two days to start clearing the transaction.

    Minimum Deposit

    We appreciate that casual players may not wish to put down a big deposit when trying out a MasterCard casino for the first time. This is why our experts appreciate sites that offer the flexibility to start playing with very low casino deposits.

    Most casinos will require at least an NZ$10 deposit, with the majority asking for NZ$20. JackpotCity, however, receives our top score in this regard, allowing Kiwis to start playing with a minimum casino deposit of NZ$1.

    Transaction Limits

    Not every MasterCard withdrawal casino will have the same transaction limits. Maximum cashouts do vary wildly between online casinos in New Zealand, and most of our recommended best MasterCard casinos can have a withdrawal limit of anything between NZ$4,000 and NZ$8,000. 

    Casinos like Spin NZ offer a limit of NZ$10,000 per week, which is considered to be extremely generous. And Ruby Fortune exceeds this significantly, allowing Kiwis to cash out up to NZ$20,000 a week, so we’d highly recommend these two MasterCard casinos if you're a high-roller.


    Fees are an extremely important criteria for us when rating MasterCard casinos. If a fee is too high, we will certainly reduce our scores, and this is also true if the casino makes it difficult for players to find out whether a fee is being charged and how much it is.

    A MasterCard deposit is very unlikely to have any fees, but our experts always read terms and conditions in detail as you’re more likely to be charged a fee upon cashout. The sites that get our highest votes don't charge you for withdrawals, like the previously mentioned Casitsu, and most of the best NZ online casinos.

    Ruby Fortune, on the other hand, charges players NZ$5 for every NZ$500 in MasterCard withdrawals and this does affect our overall scoring. Be sure to also check if your bank charges fees for this service, as many of them do.

    Overall cashier experience

    A top MasterCard online casino will offer a good cashier experience across the board, not simply with respect to specific terms attached to this payment method. We expect to see at least between four to eight payment options, and to be able to find all related information easily.

    Ideally, our experts look for sites like JackpotCity, which display all the information related to their payment policy clearly, using simple tables that allow you to see all the facts in a few seconds flat. No one wants to trawl through a page of fine print to find out how much they’re allowed to withdraw in one go.

    MasterCard casino bonuses

    Bonuses and promotions are probably the strongest driving force when a Kiwi player is choosing a new casino to play at. This is why we pay close attention to what’s on offer and how, to determine whether a casino bonus is really all that it claims to be.

    Let’s start with the basics. Yes, MasterCard casino bonuses are a thing, as this payment method is generally eligible for picking up sign-up bonuses and loyalty reloads. This is not the case for some other deposit methods, such as Neteller and Skrill, which tend to be excluded from bonus money.

    Even though you’re very unlikely to find any special MasterCard bonuses, you’ll be able to claim the general offers and free spins, usually in the form of casino deposit bonuses, presented to all new players. When rating the offer, we look for fair wagering requirements, preferably not exceeding 35x, and enough time to fulfil playthrough.


    Nothing kills the buzz like worrying about whether you made a mistake putting a deposit and sharing your personal details with a MasterCard casino that’s starting to look sketchy. This is why safety and security are two other top criteria that are assessed by our experts. 

    We never recommend a casino unless it is licensed by a reputable gaming authority, such as the Malta Gaming Authority or the UK Gambling Commission. This is an absolute minimum for our experts, as the licensing requirements hold all sites to a very stringent standard in order to protect players. Violating these terms would result in a huge fine and even suspension of license.

    In addition, the best MasterCard casinos will also undergo independent auditing by third-party companies that attest to the security of their platforms and the fairness of games. If you scroll to the very bottom of Spin Casino’s landing page, for example, you’ll spot the eCOGRA logo, which means that the casino is certified by specialists for fairness and player protection.

    Overall MasterCard casino rating

    Finally, we analyse the overall MasterCard casino online experience. For starters, the best MasterCard casino naturally also needs to offer the best online casino games. Sites that score highest offer a diverse library that includes progressive jackpots and live dealer games from the top software providers. 

    We also want to see platforms with an intuitive design and a good filter system that make it easy for us to find our favourite games. The best online casino MasterCard also complements all these elements with an excellent customer support service.

    MasterCard casino payments key details

    Ready to make your first MasterCard casino deposit, claim a deposit bonus and start playing your favourite games? All you need is a MasterCard account and you’re good to go. Below, you’ll find a step-by-step guide to make things even easier.

    How to deposit at a casino using MasterCard

    MasterCard payments are very easy to do. A couple of clicks and you’ll be ready to pick up your bonus and make some real money wagers. Just follow the steps below.

    • 1

      Apply for a MasterCard

      You’ll need to do this at your local bank and of course create a bank account unless you already have one. Make sure you have some identification with you, and we recommend checking the bank’s site to see whether you need to make an appointment.

    • 2

      Pick a top MasterCard casino from our list

      All the sites mentioned on this guide take MasterCard payments, so you don’t even need to check. Pick one and sign up for an online casino account if you don't already have one.

    • 3

      Navigate to the Cashier section

      Choose 'MasterCard casino deposit' from the drop down menu. You’ll be able to use both the credit card or MasterCard debit if you prefer.

    • 4

      Key in the information requested

      You will be asked to type in the Mastercard number, expiry date and CVV code, so make sure you have these handy.

    • 5

      Key in the deposit amount

      Most of our recommended sites accept NZ$ as currency, so you don’t need to worry about rates of exchange.

    • 6

      Finalise the deposit

      Sometimes you’ll be prompted by your bank to verify the transfer to make sure there’s no fraudulent activity. This will happen via your internet banking app.

    • 7

      Time to start enjoying your favourite games

      MasterCard casino deposits happen instantly, so the fun can kick off immediately.

    How to make an online casino MasterCard withdrawal

    Before cashing out your money, make sure that you’re playing at a Mastercard withdrawal casino. Some credit casino casinos accept deposits using this method, but not withdrawals. Once this is sorted, follow the steps below.

    • 1
      Make sure you’ve fulfilled playthrough requirements if using your bonus cash: Otherwise, you won’t be able to withdraw your bonus winnings. If you’re in the green, you can kick off your online casino MasterCard withdrawal.
    • 2
      Select Mastercard as your withdrawal option: Go to the cashier section, click on ‘Withdrawals’ and find the Mastercard logo.
    • 3
      Key in the amount you wish to cash out: Before you do so, make sure that you’re within the maximum limit.
    • 4
      Verify your identity: This is only if it’s your first online casino MasterCard withdrawal. You’ll be asked for identification documents, and possibly a recent utility bill.
    • 5
      Allow some time for your withdrawal to be processed: Even the best online casino MasterCard will need some time to process the transaction, as legal requirements are very strict. The top MasterCard casinos usually approve withdrawal requests within 72 hours, although it can take up to three days.
    • 6
      Watch the funds appear in your account: Once the transaction is processed, it’s up to your bank to finalise. This side of things can take up to five business days.

    Additional transaction details

    It’s all in the detail. To make it easier for you to choose the best MasterCard withdrawal casino for you, we’re presenting all the information you need to know in a handy table.

    • Deposit time: Instant
    • Deposit fees: Free
    • Deposit method: MasterCard account number
    • Min. deposit: $10+
    • Max. deposit: NZ$4,000 - NZ$8,000
    • Casino approval time for withdrawals: Varies
    • Visa withdrawal time: 3-5 business days
    • Withdrawal fees: 0% - 1%
    • Min. withdrawal: NZ$10+
    • Max. withdrawal: Varies

    Are MasterCard casino payments worth it – pros & cons?

    If you’re still undecided on whether MasterCard casinos are the right choice for you, do not worry. No casino payment system is perfect, and we know that even the best online casino MasterCard comes with disadvantages. Let’s break things down further.


    • Very high deposit limits: A MasterCard casino typically allows you to deposit thousands in one go, which is a lot more than methods like e-wallets for instance.
    • MasterCard casinos are easy to find: Any of the top online casinos in New Zealand accept this payment method.
    • International repute: MasterCard is a global force and it offers the client support to match it, so you’re unlikely to run into any issues.
    • You receive a bank notification upon withdrawal: This makes it very difficult for any fraudulent activity to go through.
    • Security is unmatched: The safety levels offered by traditional banking process are very difficult to beat.


    • Fees upon withdrawal: MasterCard withdrawal casinos may charge a percentage on your cashout.
    • Withdrawals not always accepted: Some gambling sites accept MasterCard for deposits but not for cashouts.

    MasterCard casino FAQs

    What online casinos accept MasterCard?

    There are many online casinos in New Zealand that accept MasterCard. In this guide you will also find a list of best MasterCard casinos. These have been reviewed by our experts and have satisfied all our strict criteria. Since we continuously update our existing reviews and add in new ones we recommend checking back to our list regularly for the latest sites.

    Which is the best online casino that takes Mastercard?

    This depends on what you’re looking for, but we can direct you to the top MasterCard online casino according to specific categories that our experts have rated each site for, such as bonuses, cashier policy, transaction times and overall gambling experience. At the time of writing Jackpot City Casino scores the highest across all categories.

    Can you make a MasterCard casino withdrawal online?

    Yes, you can make a MasterCard casino withdrawal online very easily. To make things even simpler, this guide offers step-by-step withdrawal instructions. All you need to do is follow them after making sure you have enough money in your casino account.

    Are MasterCard casino deposits instant?

    Yes, when you make a MasterCard payment you’ll see it appear on your casino account instantly, so you won’t need to wait before you start playing your favourite games. For more details about the different limits, take a look at our section about additional MasterCard information.

    Can you claim a bonus when using MasterCard at online casinos?

    Yes, you will be eligible for a MasterCard casino bonus when you pick this payment method. Simply follow the link to one of our recommended casinos, check the bonus terms and conditions, such as minimum deposit required, and follow the steps to claim your bonus.

    Ramona Depares

    Written by Ramona Depares

    Badge verified
    NZ casino expert

    Ramona Depares is an award-winning journalist focused on cultural and entertainment related content. Based in the Mediterranean gaming hub of Malta, she has taken a deep interest in gambling related news since the earliest days and has seen the global landscape evolve. Ramona specialises in the legal and regulatory aspects of gaming across multiple jurisdictions, with specific interest in NZ and US markets. She is also a best-selling author of fiction and non-fiction books.