- ZARbet Full Review
- Overall rating 4.6/5
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Comparing our top 10 highest payout casinos
🎰Casino | 📈RTP | ⏲Payout speed |
|---|---|---|
| ZARbet | 🥇 98.15% | 0-1 day |
| Mzansibet | 🥇 98.15% | 1-7 days |
| 10bet | 🥈98.14% | 0-2 days |
| Apex Bets | 🥉97.94% | 0-1 day |
| WanejoBets | 🥉97.94% | 1-4 days |
| Gbets | 97.89% | 0-1 day |
| Jackpot City | 97.87% | 0-1 day |
| YesPlay | 97.84% | ⚡0-2 hours |
| Goldrush | 97.84% | 0-1 day |
| Lucky Fish | 97.84% | 0-1 day |
A detailed look at our top 5 high payout casinos
Beyond payout rates of at least 97.94%, our top five sites stand out for offering large games libraries featuring fun high RTP titles from multiple providers, generous bonuses and fast withdrawal times:
ZARbet - Joint-best RTP with quick withdrawals
Pros
Cons



Win rate98.15% | Payout time0-24 hours | Year established2024 | Banking options |
Mzansibet - 98.15% RTP across 1,000+ games
Pros
Cons



Win rate98.15% | Payout time0–24 Hours | Year established2024 | Banking options |
10bet - Best for payment options
Pros
Cons
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Win rate98.14% | Payout time0-24 hours | Year established2003 | Banking options |
Apex Bets - Best for bonus funds
Pros
Cons



Win rate97.94% | Payout time0-24 hours | Year established2024 | Banking options |
WaneJo Bets - Best value for money welcome bonus
Pros
Cons



Win rate97.94% | Payout time1-4 days | Year established2023 | Banking options |
Payout rates, RTPs and house edges explained
Every game you can play at licensed gambling sites has a built-in RTP rate. This determines how much money you’re likely to win from tens of thousands of spins or bets as follows:
RTP (return to player)
This is listed as a percentage that conveys your expected returns from R100 of wagers. For instance, a slot with a 98% RTP will pay out R98 on average for every R100 you bet.House edge
The house edge is the profit margin a casino site earns from your wagers on a specific game. This is calculated by subtracting the RTP from 100%, so a slot with a 98% RTP has a 2% house edge.
Boost your bonus winnings with high RTP games
Prioritising games with above-average RTPs is beneficial for both maximising your expected returns and completing any wagering requirements for casino bonuses. The best options are high RTP titles with low volatility like 1429 Uncharted Seas (98.60% RTP) and Royal Fruits 40 (97.71%), but you can find other great options at our top-rated high payout casinos:
ZARbet’s initial 125% deposit match of up to R3,750 can be used across the casino’s full range of 300+ slots, giving you access to high RTP options like Blood Suckers (98% RTP) and Butterfly Staxx (96.80%).

The R4,000 welcome bonus at Jackpot City covers the 200+ strong live casino section, so you can complete the low 10x wagering rules on ONE Blackjack (99.28% RTP) or Golden Wealth Baccarat (98.85%).

The four-part welcome package at BetShezi includes 100 free spins on above-average RTP Pragmatic Play slots like Sugar Rush (96.60% RTP) and Gates of Olympus (96.50%) for minimum deposits starting at R100.
How fast withdrawals and high RTPs work together
“A casino may offer a competitive win rate, but that can still result in a frustrating payout experience if you’re held up by slow withdrawal times or restricted by low transaction limits. That’s why I specifically look out for fast withdrawal casinos with payouts above 97% that also promise to deliver my winnings in 24 hours or quicker, and don’t force me to make multiple cashouts over several days in the event I land a big win.”
Top 3 high paying casinos with the fastest withdrawals
🎰Casino | ⏲Payout speed | 💸Daily withdrawals |
|---|---|---|
| YesPlay (97.84%) | ⚡0-2 hours | R25,000 |
| 🥇 ZARbet (98.15%) | 0-1 day | R20,000 |
| Jackpot City (97.87%) | 0-1 day | 🏦R1,000,000 |
Which casino games pay out the most?
🎰Casino game | 🚀Average RTP | 🌟Editor's pick |
|---|---|---|
| Video poker | 🥇99.73% | Mystery Apollo 81 |
| Blackjack | 99.60% | Blackjack Switch |
| Craps | 99.50% | Craps (Dragon Gaming) |
| Baccarat | 98.94% | Baccarat Pro |
| Crash games | 95-97% | JetX |
| Slots | 94-99% | Mega Joker |
| Roulette | 94.74% | Mega Fire Blaze Roulette |
Online slots at SA casinos with the highest RTP
At the majority of our top-rated best payout casinos, online slots make up most of the games selection, so it’s handy to be familiar with popular reel spinners with RTPs noticeably above the 96% average. Our recommended picks feature favourable expected returns alongside fun gameplay and exciting in-game bonuses:
Ugga Bugga (Playtech)
🔥 Volatility: Low💸 Max win: 1,000x
All Ways Fruits (Amatic Industries)
🔥 Volatility: Medium💸 Max win: 5,000x
Monopoly Big Event (Barcrest Games)
🔥 Volatility: Medium💸 Max win: 2,000x
Book of 99 (Relax Gaming)
🔥 Volatility: High💸 Max win: 5,000x
Live casino games with top payout rates
Live dealer casinos host some of the highest RTP games available to SA online gamblers, as many upgrade classic casino formats with extra ways to win or involve original game shows with massive top prizes. If you’re looking for live casino games with leading payout percentages, standout titles include the following:
- 1Cash or Crash (Evolution) – 99.59% RTP: In this game show, you need to cash out before the machine selects a red ball. The game lasts for a maximum of 20 rounds with a potential top payout of 50,000x your bet.
- 2Lightning Blackjack (Evolution) – 99.56% RTP: This introduces Lightning Cards to standard blackjack, which boost your payout by up to 25x if there’s any in your hand when you beat the dealer.
- 3Who Wants to be a Millionaire Video Poker Live (Playtech) – 99.54% RTP: There’s five variants available in this live game, peaking with 99.54% RTP for Jacks or Better. Bonus Poker and Millionaire Aces also have house edges of under 1%.
- 4French Roulette (Pragmatic Play) – 98.65% RTP: This offers a live version of the roulette variant with the most favourable RTP, due to the En Prison and La Partage rules in play for even money bets.
- 5Mega Wheel (Pragmatic Play) – 96.50% RTP: A game show that requires you to predict which of nine numbered segments the wheel will land on, with the chance to trigger Mega Multipliers of up to 500x in every round.
How we find the best payout casinos for SA players
In our efforts to find reliable and enjoyable high payout gambling sites, we put them through a stringent 25-step rating process that we use for all casino reviews. This is designed to test every aspect of a casino in detail against industry benchmarks, meaning to earn a spot in our recommended list, a site needs to score top marks for each of the following:
Overall payout rate
We calculate a casino’s average RTP percentage across its entire games library, and are most impressed by those that beat the 96% to 97% average while hosting over 1,000 titles. Standout options such as ZARbet and Mzansibet achieve payout rates of above 98% to lead the market for average expected returns.
💡 Expert tip: At the moment, a casino needs to post a payout rate of higher than 97.8% to enter our top 10 list, ensuring we only recommend those with favourable average RTPs.
High RTP games
A casino also needs to offer both a large number and variety of high payout games, ideally letting you choose from hundreds of titles featuring an RTP of 97+%. We specifically check if these include game types that traditionally have lower average payouts, such as slots, roulette and crash games.
💡 Expert tip: During our 10bet review, we were able to play exclusive high RTP games not available at other top SA casinos, such as 10bet Shining Diamond (97.04% RTP) and 10bet Skyward (97%), from as little as 20c per bet.
Licensing, security and fairness
We only feature a high payout casino if it’s approved by one of South Africa’s nine Provincial Licensing Authorities (PLAs). It should offer high RTP games that use RNG software independently tested and verified by recognised third-party companies, such as eCOGRA.
💡 Expert tip: We only list PLA-licensed casinos on this page, but if you come across another high payout casino, regulators such as the Western Cape Gambling and Racing Board (WCGRB) have registers of licensed operators you can refer to when checking sites for yourself.

Withdrawals and payment options
Top casinos support 10 or more local and widely accepted payment methods, which allow you to preferably withdraw winnings within 24 hours and without fees. These should come with transaction limits to suit players of all bankrolls and give you the choice between the likes of EFT, cards, e-wallets, prepaid vouchers and cryptocurrency.
💡 Expert tip: We deposited from just R20 across a dozen methods during our YesPlay review, and the casino instantly delivered fee-free Ozow withdrawals of up to R100. Instant EFT and 1Voucher cashouts also arrived on the same day.

Bonuses and promotions
High payout sites should give you the option to extend your bankroll further via bonuses for both new and existing players, including deposit matches, free spins and cashback. We look through the T&Cs for such offers to see where the wagering requirements fall compared to the 30-40x average and if the win limits and permitted deposit methods are reasonable.
💡 Expert tip: You can use our exclusive Jackpot City bonus code CORG4000 to get a 100% deposit match of up to R4,000 and free spin on the Big City Wheel, which normally requires R100 to unlock. This offer has just 10x wagering requirements, compared to 30-40x at other top-rated high payout casinos like Goldrush and Mzansibet.
Overall experience
There are other factors we look at to determine our final rating, such as the casino’s mobile site and/or app, reliability and speed of its customer support channels, and the extent to which its platform is localised for SA players. If it ticks all of these boxes while also offering higher payouts than competitors, it can be expected to enter our toplist.
Expert tips to improve your payout rates when gambling online
“Making the most of the best payout casinos involves more than simply signing up and playing games with the highest RTP. There are tips I follow to help ensure that my gameplay is tailored for my budget and preferences, and I know what to concentrate on when trying to maximise my expected returns.”
Higher payout rates don’t equal guaranteed winnings
Avoid progressive jackpot slots
Review volatility as well as RTP
Test games for free first
Gamble responsibly at high payout casinos
- Set a budget you can comfortably afford for every session and use tools such as deposit, wager and loss limits for help with sticking to it.
- Avoid chasing losses in the assumption that you’ll quickly win them back and relying on gambling as a means to alleviate boredom, anger or stress.
- If you’re concerned that you’re engaging in or at risk of problem gambling, contact these independent organisations that offer free, confidential and round-the-clock support:
Adrian Benn is an iGaming enthusiast dedicated to online casinos for African players, providing reliable reviews. With over ten years of experience reviewing casinos, games, and analysing iGaming trends, he helps players find the best casinos and casino games for them. His strong grasp of the South African context and hands-on iGaming experience ensure he offers valuable insights into the online casino landscape in Africa.
Semi professional athlete turned online casino enthusiast, Hannah Cutajar is no newcomer to the gaming industry. With over 5 years of experience, she now leads our team of casino experts at Casino.org and is considered the go-to gaming specialist across several markets including the USA, Canada and New Zealand. Her number one goal is to ensure players get the best experience online through world class content.