The top paying online casinos in NZ for 2026
Every month our expert team researches the NZ casino market to find sites with 96%+ win rates. We’ve ranked them based on this data, the number of high RTP games they offer, bonuses, and payout speeds. For February, the top paying online casino in NZ is MafiaCasino, so sign up and claim your bonus now.
New Zealand’s highest paying online casinos
#1 Top rated casino
- Play Book of 99 pokie with 99% RTP
- Big payouts via 294 daily jackpots
- Single deck blackjack (99%+ RTP)
2
- 98.44% RTP - 3.44% above NZ average
- Jackpots up to NZ$2M available
- Lightning Roulette (97.3% RTP)
3
- 98.34% payout rate - NZ avg. is 96%
- Regular $1m+ tournaments
- 900+ blackjack games (99% RTP)
4
- 5+ pokies with over 98% RTP
- 1,351 jackpot games
- Play lightning baccarat (98.8% RTP)
5
- 271 blackjack games (99% RTP)
- European roulette games (97% RTP)
- High payout limit ($8,900,000)
6
- 14 roulette games (97% RTP)
- Mega Moolah jackpot games
- 30+ low house edge blackjack games
7
- 30x bonus wagering is top for NZ
- VIP promos inc. cashback and spins
- Over 2,500 games inc. live casino
8
- 120+ instant wins like High Flyer
- 38 jackpot pokies like Mayan Cache
- Drop & win Sweet Bonanza- 96.51%RTP
9
- 98.8% RTP - Beats NZ avg of 96%
- Atlantic City Blackjack (99.5% RTP)
- Immortal Romance (96.86% RTP)
10
- 97.59% payout rate (NZ avg. is 96%)
- 15+ jackpot games incl. Mega Moolah
- Single deck blackjack (99.69% RTP)
The best payout casinos in detail
Below, I go into more detail about what I look for in top-paying casinos, and compare pros and cons so you can find the best option for you.1
MafiaCasino - 98.51% overall RTP is #1 in NZ
Pros
✅ 98.51% overall RTP
✅ 1,330 jackpot games
Cons
❌ GTA theming may not suit all players
💡 Expert advice: "Mafia Casino has the highest payout rate among NZ casinos, with a 98.51% RTP.
"There’s a selection of high RTP pokies like Book of 99 (99% RTP) and the Money Cart series (98% RTP), 324 live blackjack tables (99% RTP), including single deck blackjack, and 1,330 jackpot games. Clear categories make top-payout games easy to find.”
Ramona Depares
2
Vegasino - Best for blackjack players
Pros
✅ Huge blackjack library - 851 options
✅ Play Book of 99 pokie - 99% RTP
Cons
❌ No pokie filters for RTP or volatility
💡 Expert advice: "Vegasino is a top choice for Kiwi blackjack fans, offering 851 live tables, including single-deck blackjack with 99.8% RTP - more than the 100-200 live table average at NZ casinos.
"For high RTP pokies, use the search or filter by provider to find Relax Gaming’s Money Cart series (98% RTP), as there’s no option to order by RTP or volatility."
Ramona Depares
3
MrPunter Casino - Play pokies at max RTP as standard
Pros
✅ Excellent 97.81% RTP overall
✅ 1,400+ jackpot options
Cons
❌ Live and table games don't contribute to wagering requirements
💡 Expert advice: "MrPunter runs pokies at the highest RTP setting, with popular games like 1429 Uncharted Seas sitting at 98% RTP. Unlike casinos that lower RTP configurations, you have a stronger long-term expected return on every spin.
"MrPunter’s 12,500+ game library includes 1,400+ jackpot pokies and 300+ live blackjack tables (up to 99% RTP)."
Ramona Depares
Latest playtest: Supabet
“With an 11,583-strong game library, nearly six times the New Zealand average, and a maximum payout of $8,900,000, Supabet offers plenty of options if you’re looking for a casino with the best payouts.
A closer look at the best payout casino
Thousands of online casinos compete for your business, but they are worth considering if they have one of the best payout rates. Let’s look at our top recommendation and what sets it apart from the competition.Popular casino bonuses
Top paying online casinos in NZ by category
Our expert team has categorised the best payout online casinos into areas like the highest paying, best for bonuses and fastest withdrawals to make things easier for you. Check out our findings here:🥇NZ’s top paying online casino | MafiaCasino |
🎁Best for bonuses | NeedforSlots |
🎰Highest payout casino games | Video poker, blackjack, baccarat |
⚖️ Average casino payouts | 96% |
⬆️ Highest NZ casino payout rate | 98.94% |
How we rate online casinos
Any online casino must pass our 25-step review process to make our list of recommendations. This process considers all areas of the casino experience. Below, we’ll discuss in more detail the key points we consider when researching online casinos with top payout rates.
Payout rate
Payout rate, also known as win rate or return to player, tells you how much an online casino pays back to its customers in winnings on average. The number is shown as a percentage and is based on the average return on a $100 bet. For example, a win rate of 96% means that a casino pays back $96 in winnings for every $100 bet.
We only recommend casinos that have a payout rate of 96% or higher because they give you the best chance of winning. However, the best paying online casino available to Kiwis is MafiaCasino, which has a giant 98.94% win rate.
Range of casino games & software
Top online casinos should have thousands of games available, including pokies with high RTP, and variations of other high RTP games like blackjack and video poker.
We also expect to see providers who are industry leaders and well-known for creating titles with high RTPs, such as NetEnt, Microgaming and Playtech. Casinos that tick all these boxes rank highly for our team, like Let’s Lucky, which has 14,000 from 50 software providers.
Casino bonuses & promotions
All of the casinos we recommend offer welcome bonuses and other promotions for existing players like cash bonuses, free spins and loyalty schemes.
To reach the top of our list, casinos have to offer large bonus amounts with favourable terms and conditions, so you have a realistic chance of benefiting from them. For example, Jackpot City Casino offers a cash bonus of NZ$1,800 and 300 free spins on the Mega Millionaire Wheel.
The bonus cash's wagering requirements are 35x, which is slightly better than average (40x) for the NZ market. To make things easy, you have seven days to claim the offer.
Overall casino rating
Playing at a top paying online casino in NZ is nice, but your casino experience goes beyond just that. You can only truly enjoy your time playing if the experience is excellent from start to finish, including elements that have nothing to do with money.
Before recommending a casino, we consider several other factors, including customer support, mobile compatibility, and ease of use of the site, which are all important. Let’s Lucky nails all of the above and even has an “Excellent” Trustpilot rating.
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Expert tips – make the most of your casino experience
Following one of our recommendations and joining a top casino is just the first step. You also need to consider payments, games and strategies. Here are our expert tips to make the most of your time at a casino:
- 1
Pick the right deposit method for you
Consider what is most important to you when making deposits and withdrawals and find the best method for that. If you want convenience, use a payment method you already have set up. If you want speed, use an e-wallet; if you want anonymity, use a prepaid card or crypto. - 2
Take advantage of promotions
Accepting bonuses like free spins and deposit matches can boost your bank roll. Check out our list of sites and pick the one with the bonus that appeals to you most, and always check your email inbox for news on other promotions. Be sure to always check the Ts&Cs before you accept anything though. - 3
Manage your bankroll wisely
A ‘bankroll’ is the amount of money you set aside to use for a set amount of gambling. For example, you could do this per session or by a week or month. Whatever you decide you are willing to gamble, stick to it and never chase losses. - 4
Focus on games you enjoy
Online gambling is all about having fun, so make sure you favour games that you enjoy playing and that you understand. Don’t chase the biggest prizes or bet on games you don’t understand. Stick to what you love, and you’ll have a great time.
Responsible gambling
Online gambling should always be fun and responsible. If you feel that you or someone you know has a problem with gambling, access free help with the resources below.- Safer Gambling Aotearoa
- Safer Gambling Aotearoa
- This NZ Health Promotion Agency service offers several tools to prevent gambling harm, including a 'test your gambling' quiz.
- The Problem Gambling Foundation
- The Problem Gambling Foundation
- Get free and confidential support from trained counsellors for you and your family.
- Gambling Helpline
- Gambling Helpline
- Access this national freephone service available 24/7 anonymously, or text 8006 for various support services.
Top paying casino FAQs
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Ramona is an award-winning journalist focused on cultural and entertainment related content. Based in the Mediterranean gaming hub of Malta, she has taken a deep interest in gambling related news since the earliest days and has seen the global landscape evolve. Ramona specialises in the legal and regulatory aspects of gaming across multiple jurisdictions, with specific interest in NZ and US markets. She is also a best-selling author of fiction and non-fiction books.
Ian grew up in Malta, Europe's online gaming hub and home of top casino regulators and auditors such as eCOGRA and the Malta Gaming Authority. After completing his Master's degree in Glasgow, he returned to Malta and started writing about casinos. He's worked on hundreds of casinos across the US, New Zealand, Canada, and Ireland, and is a go-to authority for Casino.org's team.
