Best pay by phone casinos in the UK (2026)

I follow Casino.org’s 25-step testing process when reviewing pay by phone bill casinos. I create a new account, deposit, activate bonuses, request withdrawals, and check safety measures - here are the key things I look for when rating casinos.

• Bonus eligibility

  Some casinos won’t let you claim bonuses when you deposit by phone. I check this by claiming the offer myself - if this method isn't eligible, it doesn’t make the list.

  💡 Expert tip: Along with accepting pay by phone payments to activate its welcome offer, Casumo also rewards wagers made via this method with daily free spins and bonus cash.

  
• Low minimum deposit limits

  I check whether sites keep deposits low enough for casual play (usually £5-£10). This is because pay by phone payments are limited by UK networks - most have a daily limit of £10-£30, with monthly spend limits typically between £240 and £300.

  💡 Expert tip: Pub Casino gives you 50 free spins when spending £10 on slots. Up for spending a little more? Midnite gives you 100 free spins with no wagering when spending a £20 pay by phone bill deposit on selected slots.

  
• Player safety

  All pay by phone casinos must hold a UK Gambling Commission licence and use SSL encryption as standard. I rate sites higher if they also run independently tested games via auditors like eCOGRA and include extra responsible gambling tools beyond the basics, such as spending summaries or deposit reminders.

  💡 Expert tip: Even if you are good at sticking to a budget, I recommend setting a monthly deposit limit with the online casino when signing up to prevent overspending.

  
• Making payments on mobile

  I test each site by depositing with pay by phone and then withdrawing another way on both Android and iPhone. A site only makes the list if the steps are simple, confirmations are clear, and it’s obvious how to cash out after using your phone bill.

  💡Expert tip: The best pay by phone mobile casino is Betway. Its mobile site runs perfectly on any smartphone browser, and its apps are the best I've used - rated 4.5/5 on Google Play and 4.7/5 on the Apple App Store.

  
• Overall casino rating

  To make my list of the best pay by phone casinos, sites also need to provide a high-quality experience. This means large game libraries (500+), fair bonus terms (no hidden fees), games with above-average payout rates (96%+), and fast withdrawals via trusted methods like PayPal.

  

Some casinos accept pay by phone but delay withdrawals, make cashing out difficult, or add surprise fees. Not my picks - they offer quick deposits, clear bonus terms, straightforward withdrawals, and no sneaky charges. Therefore, avoid playing at the sites below.

Expert Rating

1.3/5

Why you should avoid
• Pay by phone deposit fees
• Denied withdrawals
• Blocked accounts

Expert Rating

1.2/5

Why you should avoid
• Unpaid winnings
• Closed accounts
• High withdrawal fees

Expert Rating

1.6/5

Why you should avoid
• Winnings not paid
• High pay by phone bill deposit fees
• Slow withdrawals (up to 1 month)

Depositing with your phone bill is easy. Follow the steps below to make a phone bill deposit in under 2 minutes:

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1Select your payment method

Sign up at one of the recommended pay by phone casinos on my list, and from the deposit options, choose 'pay by phone', 'pay by mobile', or 'pay by SMS'.

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2Verify your number and deposit

Once selected, select the amount,type in your number, and confirm with the code you receive via SMS, before clicking 'Deposit now'.

3Start playing

Once confirmed via text message, your funds should be in your account instantly. You can now use your balance to play casino games.